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225 E Chicago St, #29, Elgin, IL 60120 Property Records

Kane County property record for 225 E Chicago St, #29, Elgin, IL 60120

Property Summary

Property TypeCommercial
Details5,940 sqft · built 1900
Lot Size0.7 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Oct 2024)
Tax Bill$10,660 (2025)
Deeds & MortgagesDec 2018 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN06-13-302-011

Property Details

APN / Parcel Number

Primary APN06-13-302-011

Interior

Building Area5,940 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area3,049 sqft (0.7 acres)
Lot Dimensions46 ft deep x 66 ft wide

Location & Zoning

Street Address225 E CHICAGO ST, 229
CityELGIN
StateIL
Zip60120-6558
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN NORTH 46 FT OF LOT 1 BLOCK 11
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block11
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2027
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Downtown Commercial District (Additional Documentation)
listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3108 OAK PARK AVE, 1, BERWYN, IL 60402-3066
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2018Deed of Trust, Mortgage
ANDREW CUMING
Jun 9, 2017Warranty Deed, Transfer
GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2024 · Amount on Record
Deed SaleOct 3, 2024 · Amount on Record
Prior SaleJun 9, 2017 · Amount on Record
Deed Document Number202435931
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address225 E CHICAGO ST # 29, 29, ELGIN, IL 60120-6558
Document Number0000061604
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedJan 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address331 GRISWOLD ST ELGIN IL 601237623, ELGIN, IL 60123-7623

Mortgage

Document Number0000061604
DateDec 24, 2018
Instrument61604
Lender
NameANDREW CUMING
Address331 GRISWOLD ST, ELGIN, IL 60123-7623
Agreement
AmountAmount Recorded
Interest
Rate9%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 9, 2017
Property Address225 E CHICAGO ST # 29, 29, ELGIN, IL 60120-6558
Document Number0000029547
Instrument DateJun 1, 2017
Instrument29547
Transaction TypeTransfer
Record UpdatedJul 5, 2017
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address331 GRISWOLD ST ELGIN IL 601237623, ELGIN, IL 60123-7623

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,660.00 (+15.96%)
2024$128,702 (+21.39%) Land $18,894 Building $109,808$386,261 (+21.44%) Land $56,705 Building $329,556
2022$9,193.00 (+3.96%)$106,020 (+6.96%) Land $15,564 Building $90,456$318,060 (+6.96%) Land $46,692 Building $271,368
2021$8,843.00$99,121 Land $14,551 Building $84,570$297,363 Land $43,653 Building $253,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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