225 E Chestnut St, Geneseo, IL 61254 Property Records

Henry County property record for 225 E Chestnut St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2023)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`08-21-405-017`

Property Details

APN / Parcel Number

Primary APN	`08-21-405-017`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50.5 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	225 E CHESTNUT ST
City	GENESEO
State	IL
Zip	61254-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 & S 1/2 VAC ALLEY ADJ SUB OF BLK 4 MC FARLANES ADD CITY OF GENESEO
Legal Subdivision	MC FARLANES ADD
Legal Block	4
Legal Lot Number	18
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3012
Census Tract	30301

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 E CHESTNUT ST, GENESEO, IL 61254-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jun 25, 2018	Grant Deed, Foreclosure · Conventional Mortgage VIBRANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20234315
Prior Transfer Date	Sep 19, 2023
Prior Transfer Doc	0000004315
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 26, 2023
Property Address	225 E CHESTNUT ST, GENESEO, IL 61254-1701
Document Number	0000004315
Instrument Date	Sep 19, 2023
Instrument	20-2304315
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 E CHESTNUT ST, GENESEO, IL 61254-1701

Mortgage

Document Number	0000004316
Date	Sep 26, 2023
Instrument	20-2304316

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HENRY IL
Recording Date	Jun 25, 2018
Property Address	225 E CHESTNUT ST, GENESEO, IL 61254-1701
Document Number	0000003504
Instrument Date	Jun 15, 2018
Instrument	3504
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E CHESTNUT ST GENESEO IL 612541701, GENESEO, IL 61254-1701

Mortgage

Document Number	3505
Date	Jun 25, 2018
Instrument	3505

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2033

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (+31.94%)	$44,021 (+25.82%) Land $4,805 Building $39,216	$132,063 (+25.82%) Land $14,415 Building $117,648
2022		$34,986 Land $3,819 Building $31,167	$104,958 Land $11,457 Building $93,501
2021	$2,295.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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