225 E Bay St, Savannah, GA 31401 Property Records

Chatham County property record for 225 E Bay St, Savannah, GA 31401

Property Summary

Property Type	Bed & Breakfast
Details	24,120 sqft · built 1853
Lot Size	0.258 acres (11,256 sqft)
Owner	Company Name on File
Last Sale	$6,300,000 (Sep 2025)
Tax Bill	$55,275 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0004-17-011`

Property Details

APN / Parcel Number

Primary APN	`2-0004-17-011`
Alternative APN	`H263Y388`

Interior

Stories	4 Stories
Building Area	24,120 sqft Total Area
1st Floor Area	6,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	11,256 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	225 E BAY ST
City	SAVANNAH
State	GA
Zip	31401-1203
Property Category	Commercial
Property Type	Commercial > Retail > Bed & Breakfast
Local Zoning Code	BC1
Legal Description	LOTS 4 & 5 REYNOLDS WD 2ND TYTH ING PRB 14P 75 .259 AC
Legal Subdivision	SECOND TYTHING
Legal Lot Number	4-5
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1078
Census Tract	11700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

225 E Bay St, a commercial property, is owned by a company that bought it in September 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	225 E BAY ST, SAVANNAH, GA 31401-1203
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Deed Book / Page	3773 / 335
Record Updated	Oct 29, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 11, 2025
Property Address	225 E BAY ST, SAVANNAH, GA 31401-1203
Document Number	0037730335
Book / Page	3773 / 335
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BAY ST, SAVANNAH, GA 31401-1203

Mortgage

Document Number	0037730341
Date	Sep 11, 2025
Book Page	0000003773/0000000341

Lender

Name	STARWOOD MORTGAGE CAPITAL

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Bay St was $55,275, up 16.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,920,000 (-) Land $540,400 Building $1,379,600	$4,800,000 (-) Land $1,351,000 Building $3,449,000
2025	$55,275.00 (+16.6%)	$1,920,000 Land $540,400 Building $1,379,600	$4,800,000 Land $1,351,000 Building $3,449,000
2024	$47,407.00
2023		$1,640,000 (-) Land $540,400 Building $1,099,600	$4,100,000 (-) Land $1,351,000 Building $2,749,000
2022	$67,904.00	$1,640,000 Land $540,400 Building $1,099,600	$4,100,000 Land $1,351,000 Building $2,749,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 E Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 41 condo units
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 E Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Seimitsu, T-Mobile.

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