Ballard County property record for 225 E 3rd St, La Center, KY 42056
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,500 (Dec 2002) |
| Tax Bill | $81 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44A-39-05-01 |
| Primary APN | 44A-39-05-01 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 225 E 3RD ST |
|---|---|
| City | LA CENTER |
| State | KY |
| Zip | 42056-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950100 |
225 E 3rd St is owned by an individual who bought it in December 2002.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 272, LA CENTER, KY 42056-0272 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Feb 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Jun 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on File |
| Deed Sale | Dec 16, 2002 · Amount on File |
| Deed Document Number | 0002346399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 225 E 3RD ST, LA CENTER, KY 42056-9001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 209 E 3RD ST, LA CENTER, KY 42056-9001 |
| Document Number | 000145/392 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 145/392 |
| Instrument | 539458 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Address | PO BOX 138, CLINTON, KY 42031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 47 Months |
| Due | Dec 20, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 225 E 3RD ST, LA CENTER, KY 42056-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 094/084 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 094/084 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 47 Months |
| Due | Jan 25, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 225 E 3RD ST, LA CENTER, KY 42056-9001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 100/216 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 100/216 |
| Instrument | 266723 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | May 15, 2026 |
The 2025 property tax bill for 225 E 3rd St was $81.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | La Center City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81.00 | $8,000 | $8,000 |
| 2023 | $75.00 Additional exemption filed | $5,000 | $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 E 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 E 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACENTER MUNICIPAL WATER CO serves 1,291 people · EPA ID KY0040228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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