225 E 20th St, Bloomington, IN 47408 Property Records

Monroe County property record for 225 E 20th St, Bloomington, IN 47408

Property Summary

Property Type	Apartments (5+ Units)
Details	17,010 sqft · built 1969
Lot Size	0.642 acres (27,966 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Nov 2021)
Tax Bill	$50,811 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Nov 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-43030-00`

Property Details

APN / Parcel Number

Primary APN	`013-43030-00`
Alternative APN	`53-05-28-300-078.000-005`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	29 Units
Stories	2 Stories
Building Area	17,010 sqft Total Area
1st Floor Area	4,032 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	27,966 sqft (0.642 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-43030-00
Street Address	225 E 20TH ST
City	BLOOMINGTON
State	IN
Zip	47408-1556
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MILLER COURTS LOT 137 & LOTS 134, 135, 136 AND 138 EMPIRE II APARTMENTS
Legal Subdivision	MILLER COURTS ADDITION
Legal Lot Number	137
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1000
Census Tract	1600

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6925 E 96TH ST, STE230, INDIANAPOLIS, IN 46250-3644
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Construction Mortgage BUSEY BANK
Nov 23, 2005	Deed of Trust, Mortgage · Commercial Mortgage MONROE BANK
Nov 30, 2021	Warranty Deed, Transfer
Nov 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Nov 9, 2021
Deed Document Number	202122195
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	225 E 20TH ST, BLOOMINGTON, IN 47408-1556
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 E 96TH ST 230, 230, INDIANAPOLIS, IN 46250-3653

Mortgage

Document Number	2022001295
Date	Jan 20, 2022
Instrument	2022001295

Lender

Name	BUSEY BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2027

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	225 E 20TH ST, BLOOMINGTON, IN 47408-1556
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005023554
Date	Nov 23, 2005
Instrument	2005023554

Lender

Name	MONROE BANK
Address	BLOOMINGTON, IN 47408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 23, 2015

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 30, 2021
Property Address	225 E 20TH ST, BLOOMINGTON, IN 47408-1556
Document Number	2021022195
Map Reference	CAB B ENV 51
Instrument Date	Nov 18, 2021
Instrument	2021022195
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 E 96TH ST STE 230, 230, INDIANAPOLIS, IN 46250-3653

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 9, 2021
Property Address	225 E 20TH ST, BLOOMINGTON, IN 47408-1556
Document Number	2021021083
Map Reference	MB 3 PG 83
Instrument Date	Nov 6, 2021
Instrument	2021021083
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SUMMIT VIEW PL, BLOOMINGTON, IN 47401-4592

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,811.00 (+11.37%)	$2,566,600 (+27.46%) Land $839,300 Building $1,727,300	$2,566,600 (+27.46%) Land $839,300 Building $1,727,300
2024	$45,625.00 (+8.84%)
2023		$2,013,600 (-2.54%) Land $419,600 Building $1,594,000	$2,013,600 (-2.54%) Land $419,600 Building $1,594,000
2022	$41,919.00	$2,066,000 Land $419,600 Building $1,646,400	$2,066,000 Land $419,600 Building $1,646,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: IsoFusion, T-Mobile USA, Verizon.

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