225 Dumplin Flats, Sylva, NC 28779 Property Records

Jackson County property record for 225 Dumplin Flats, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2023)
Tax Bill	$745 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7620-76-8049`

Property Details

APN / Parcel Number

Primary APN	`7620-76-8049`
Alternative APN	`176340`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,488 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	225 DUMPLIN FLTS
City	SYLVA
State	NC
Zip	28779-7580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF SUTTON BRANCH RD
Jurisdiction	JACKSON NC
Township / Civil Division	GREENS CREEK
Census Block Group	3
Census Block	3062
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 DUMPLIN FLTS, SYLVA, NC 28779-7580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 27, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Book / Page	2359 / 344
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 7, 2023
Property Address	225 DUMPLIN FLTS, SYLVA, NC 28779-7580
Document Number	0023590344
Book / Page	2359 / 344
Instrument Date	Jun 19, 2023
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 DUMPLIN FLTS, SYLVA, NC 28779-7580

Mortgage

Document Number	0002359348
Date	Jul 7, 2023
Instrument	2359/348

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 27, 2019
Property Address	225 DUMPLIN FLTS, SYLVA, NC 28779-7580
Document Number	0022460232
Book / Page	2246 / 232
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 VIRGINIA LN, CULLOWHEE, NC 28723-9509

Mortgage

Document Number	0022460235
Date	Aug 27, 2019
Book Page	2246/235

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Aug 27, 2024
Index	5-Year CMT

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,172 (+14.13%) Land $34,930 Building $161,242
2025	$745.00 (+14.09%)
2023	$653.00 (-16.07%)	$171,890 (-) Land $30,660 Building $141,230
2022	$778.00	$171,890 Land $30,660 Building $141,230

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dumplin Flats

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures