225 Division Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 225 Division Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (May 2017)
Tax Bill	$2,569 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit May 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-006843`

Property Details

APN / Parcel Number

Primary APN	`22-006843`
Alternative APN	`006843`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Total Area
Basement Area	742 sqft
Finished Basement	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	336 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006843
Street Address	225 DIVISION AVE
City	HAGERSTOWN
State	MD
Zip	21740-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	L6BK A SE C 100X150 225 DIVISION AVE PANGBORN DEV
Legal Subdivision	PANGBORN DEV
Legal Block	A
Legal Lot Number	6
Jurisdiction	WASHINGTON MD
Township / Civil Division	22, HAGERSTOWN
Census Block Group	1
Census Block	1020
Census Tract	601

Owner

225 Division Ave is owned and occupied by an individual who bought it in May 2017.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	225 DIVISION AVE, HAGERSTOWN, MD 21740-5030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit BULLDOG FCU
May 15, 2017	Deed, Transfer · Line of Credit FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Nov 23, 2004
Deed Document Number	20175503-0179
Deed Book / Page	5503 / 179
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	225 DIVISION AVE, HAGERSTOWN, MD 21740-5030
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072730372
Date	Jun 30, 2023
Book Page	7273/372

Lender

Name	BULLDOG FCU
Type	Credit Union
Address	HAGERSTOWN, MD 21742

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 15, 2017
Property Address	225 DIVISION AVE, HAGERSTOWN, MD 21740-5030
Document Number	0055030179
Book / Page	5503 / 0179
Map Reference	LB424 FO238&239
Instrument Date	May 12, 2017
Instrument	5503-0179
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 DIVISION AVE, HAGERSTOWN, MD 21740-5030

Mortgage

Document Number	55030201
Date	May 15, 2017
Instrument	5503-0201

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Mortgage

Document Number	0055030184
Date	May 15, 2017
Book Page	5503/0184
Instrument	5503-0184

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 225 Division Ave was $2,569, up 9.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,569.00 (+9.46%)	$282,033 (+9.48%)	$330,900 (+28.45%) Land $43,700 Building $287,200
2025	$2,347.00	$257,600 Land $43,700 Building $213,900	$257,600 Land $43,700 Building $213,900
2023	$1,997.00	$218,333	$257,600 Land $43,700 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Division Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Division Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Division Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures