225 Delay St, Athens, TN 37303 Property Records

McMinn County property record for 225 Delay St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,013 sqft · built 1953
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (Jan 2021)
Tax Bill	$898 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054066H C 01900`

Property Details

APN / Parcel Number

Primary APN	`054066H C 01900`
Alternative APNs	`066H C 01900 00003066H` `066H C 01900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	222 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Patio Area	280 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	066H C 01900 00003066H
Street Address	225 DELAY ST
City	ATHENS
State	TN
Zip	37303-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063F C 063F 02000 000, COUNTY AREA: D01
Legal Subdivision	EASTANALLEE
Legal Lot Number	41 3
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1019
Census Tract	970401

Owner

225 Delay St is owned and occupied by two individuals who bought it in January 2021.

Source: McMinn County records, as of February 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 DELAY ST, ATHENS, TN 37303-4720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Deed Document Number	221287
Deed Book / Page	22M / 28
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	225 DELAY ST, ATHENS, TN 37303-4720
Document Number	1233875
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 DELAY ST ATHENS TN 373034720, ATHENS, TN 37303-4720

Mortgage

Document Number	1233875
Date	Jan 11, 2021
Book Page	001233/000875
Instrument	221288

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 225 Delay St was $898.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00	$43,000 (-) Land $4,775 Building $38,225
2024	$898.00	$43,000 (-) Land $4,775 Building $38,225
2023	$898.00 (+5.03%)	$43,000 (+45.52%) Land $4,775 Building $38,225	$172,000 (+45.52%) Land $19,100 Building $152,900
2022	$855.00	$29,550 Land $6,125 Building $23,425	$118,200 Land $24,500 Building $93,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Delay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Delay St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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