Polk County property record for 225 Deerfield Dr, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 1,502 sqft · built 2007 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,500 (Apr 2005) |
| Tax Bill | $632 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-200 |
| Primary APN | P55-200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,502 sqft Finished Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 68,825 sqft (1.58 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32975 |
|---|---|
| Street Address | 225 DEERFIELD DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8795 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 20 SECTION J, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 20 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 DEERFIELD DR, MILL SPRING, NC 28756-8795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on Record |
| Deed Sale | Apr 1, 2005 · Amount on Record |
| Prior Sale | Mar 11, 1999 · Amount on Record |
| Deed Book / Page | 325 / 1299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 225 DEERFIELD DR, MILL SPRING, NC 28756-8795 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00448/1110 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 448/1110 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632.00 | $123,948 (-) Land $17,320 Building $106,628 | $123,948 (-) Land $17,320 Building $106,628 |
| 2025 | $632.00 (+5.16%) | $123,948 (+31.74%) Land $17,320 Building $106,628 | $123,948 (+31.74%) Land $17,320 Building $106,628 |
| 2023 | $601.00 | $94,087 Land $9,160 Building $84,927 | |
| 2021 | $94,087 Land $9,160 Building $84,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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