Monroe County property record for 225 Crosswinds Ct, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,858 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Garage | 700 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2023) |
| Primary APN | 07-12-181-037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,858 sqft Living Area |
| 1st Floor | 1,858 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 700 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 138 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 225 CROSSWINDS CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 37 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4059 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-12-181-037-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 FAIRWAY DR, WATERLOO, IL 62298-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 08, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 28, 2020 | Grant Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Nov 22, 2017 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2023 · Amount on Record |
| Deed Sale | Dec 08, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Doc Number | 2023431417 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 08, 2023 |
| Property Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000431417 |
| Map Reference | DOC 297219 |
| Instrument Date | Dec 07, 2023 |
| Instrument | 431417 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000431418 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 431418 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 28, 2020 |
| Property Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000405902 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 405902 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1478 S 135 W OREM UT 840587463, OREM, UT 84058-7463 |
| Document Number | 405903 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 405903 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Rate | 3.62% |
|---|
| Document Number | 405963, |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 405963 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 27, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000405247 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 225 CROSSWINDS CT WATERLOO IL 622985609, WATERLOO, IL 62298-5609 |
| Document Number | 0000405247 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 405247 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 225 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000393219 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 225 CROSSWINDS CT WATERLOO IL 622985609, WATERLOO, IL 62298-5609 |
| Document Number | 0000393219 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 393219 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,660 (+26.68%) Land $17,050 Building $128,610 | $436,980 (+26.68%) Land $51,150 Building $385,830 | |
| 2022 | Additional exemption filed | $114,980 Land $15,570 Building $99,410 | $344,940 Land $46,710 Building $298,230 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures