225 Co Rd 542, Centre, AL 35960 Property Records

Cherokee County property record for 225 Co Rd 542, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,375 sqft · built 2021
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Sep 2022)
Tax Bill	$1,933 (2026)
Deeds & Mortgages	Mar 2020 Construction Loan Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-01-0-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-01-0-000-013.000`
Alternative APNs	`ALT APN:1401010000013000` `207681` `215880`

Interior

Stories	1 Story
Building Area	1,375 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	215880
Street Address	225 COUNTY ROAD 542
City	CENTRE
State	AL
Zip	35960-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10,ROSCOE SMITH ESTATES, PB 9 PG 108
Legal Range	09E
Legal Township	10S
Legal Section	01
Legal Subdivision	ROSCOE SMITH ESTATES
Legal Lot Number	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5008
Census Tract	956000

Owner

225 Co Rd 542 is owned and occupied by two individuals who bought it in September 2022.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 COUNTY ROAD 542, CENTRE, AL 35960-6332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2019	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2022226075
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	COUNTY RD, CENTRE, AL 35960
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211466
Date	Mar 23, 2020
Instrument	211466

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 7, 2022
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000226075
Map Reference	PB 9 PG 108
Instrument Date	Sep 1, 2022
Instrument	226075
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COUNTY ROAD 542, CENTRE, AL 35960-6332

Mortgage

Document Number	0000226076
Date	Sep 7, 2022
Instrument	226076

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 3, 2019
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000207245
Map Reference	PB 9 PG 108
Instrument Date	Apr 22, 2019
Instrument	207245
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1695 BIG NOSE DR, CENTRE, AL 35960-2453

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 225 Co Rd 542 was $1,933 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,933.00 (+7.15%)
2025	$1,804.00 (+2.62%) Homeowner's exemption	$18,460 (+6.21%) Land $16,720 Building $1,740	$442,200 (+2.53%) Land $167,200 Building $275,000
2024	$1,758.00 Additional exemption filed	$17,380 (-59.71%) Land $15,640 Building $1,740	$431,300 (-) Land $156,300 Building $275,000
2023	$1,758.00 (+33.99%)	$43,140 (+38%)	$431,300 (+175.94%) Land $156,300 Building $275,000
2022	$1,312.00	$31,260 Land $31,260	$156,300 Land $156,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 Co Rd 542 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Co Rd 542 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Co Rd 542

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures