225 Cliffside Pl, Rockton, IL 61072 Property Records

Winnebago County property record for 225 Cliffside Pl, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,250 sqft · built 1993
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jan 2017)
Tax Bill	$9,218 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-24-376-020`

Property Details

APN / Parcel Number

Primary APN	`03-24-376-020`
Alternative APNs	`324376020` `060C113`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,250 sqft Living Area
Basement Area	1,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	18,731 sqft (0.43 acres)
Garage Area	575 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	060C113
Street Address	225 CLIFFSIDE PL
City	ROCKTON
State	IL
Zip	61072-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CLIFFSIDE SUB BNG RESUB OF LOTS 77 THRU 91 OF WOOD- LANDS OF RKTN NO 1 PT S1/2 SEC 24 & PT N1/2 SEC 25 ALL 46-1 LOT 13
Legal Subdivision	CLIFFSIDE SUB
Legal Lot Number	77-91
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1021
Census Tract	3901

Owner

225 Cliffside Pl is owned and occupied by two individuals who bought it in January 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 CLIFFSIDE PL, ROCKTON, IL 61072-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jan 6, 2017	Warranty Deed, Transfer · VA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Prior Sale	Jan 19, 2012 · Amount on File
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	225 CLIFFSIDE PL, ROCKTON, IL 61072-3103
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022868
Date	Jun 30, 2021
Instrument	2122868

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 6, 2017
Property Address	225 CLIFFSIDE PL, ROCKTON, IL 61072-3103
Document Number	0001000557
Instrument Date	Jan 3, 2017
Instrument	1000557
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 CLIFFSIDE PL ROCKTON IL 610723103, ROCKTON, IL 61072-3103

Mortgage

Document Number	1000558,
Date	Jan 6, 2017
Instrument	1000558

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	ROCKFORD, IL 61114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 225 Cliffside Pl was $9,218 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,218.00	$127,081 Land $19,527 Building $107,554	$381,243 Land $58,581 Building $322,662
2022	Homeowner's exemption	$94,730 Land $14,556 Building $80,174	$284,190 Land $43,668 Building $240,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Cliffside Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Cliffside Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiteWire.

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