225 Circle Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 225 Circle Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1957
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Apr 2020)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Apr 2020 Sale & Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191-14850-M1-001`

Property Details

APN / Parcel Number

Primary APN	`191-14850-M1-001`
Alternative APN	`WSPR M:00191 B:14850 L:000M1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,924 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	191-14850-M1-001
Street Address	225 CIRCLE DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	14850
Legal Lot Number	M1
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812404

Owner

225 Circle Dr is owned and occupied by an individual who bought it in April 2020.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	225 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance POLISH NATIONAL CU
Sep 5, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	202017466
Deed Book / Page	23155 / 407
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	023155-410
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 3, 2020
Property Address	225 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1728
Document Number	23155-407
Book / Page	23155 / 407
Instrument Date	Mar 20, 2020
Instrument	17466
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OLEA ST, CHICOPEE, MA 01020-1112

Mortgage

Document Number	23155-410
Date	Apr 3, 2020
Book Page	23155/410
Instrument	17467

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 5, 2019
Property Address	225 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1728
Document Number	22839-237
Book / Page	22839 / 237
Instrument Date	Sep 4, 2019
Instrument	50792
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HANNOUSH DR, WEST SPRINGFIELD, MA 01089-4467

Mortgage

Document Number	50793
Date	Sep 5, 2019
Instrument	50793

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 225 Circle Dr was $4,290, up 4.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+4.3%)	$306,000 (+10.63%) Land $118,500 Building $187,500	$323,140 (+10.8%)
2025	$4,113.00 (+1.41%)	$276,600 (+0.99%) Land $107,700 Building $168,900	$291,650
2024	$4,056.00 (+5.32%)	$273,900 (+10.53%) Land $107,700 Building $166,200
2023	$3,851.00	$247,800 Land $107,700 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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