225 Circle Dr, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 225 Circle Dr, Tower Lakes, IL 60010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,660 sqft · built 1962
Lot Size	0.438 acres (19,097 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jun 2023)
Tax Bill	$10,975 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-102-007`

Property Details

APN / Parcel Number

Primary APN	`13-02-102-007`

Interior

Full Baths	2 Baths
Building Area	2,660 sqft Living Area
Gross Area	2,905 sqft
1st Floor Area	1,855 sqft
Basement Area	1,050 sqft
Finished Basement	805 sqft
Unfinished Basement	245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Lot Area	19,097 sqft (0.438 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	262 sqft

Location & Zoning

Street Address	225 CIRCLE DR
City	TOWER LAKES
State	IL
Zip	60010-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER LAKE ESTATES UNIT NO.2 LOTS 15, 16 & S 1/2 LOT 17 BLOC K 4
Legal Subdivision	TOWER LAKE ESTATES UNIT NO.2
Legal Block	4
Legal Lot Number	15-17
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1002
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO
May 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	20237980148
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	0007784783
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 22, 2023
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Document Number	0007980148
Map Reference	DOC 499883
Instrument Date	May 31, 2023
Instrument	7980148
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058

Mortgage

Document Number	0007980149
Date	Jun 22, 2023
Instrument	7980149

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007510614
Date	Sep 5, 2018
Instrument	7510614

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007606676
Date	Nov 5, 2019
Instrument	7606676

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007623952
Date	Jan 13, 2020
Instrument	7623952

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007801533
Date	Jun 23, 2021
Instrument	7801533

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 W FLETCHER ST, CHICAGO, IL 60657-2027

Mortgage

Document Number	0007887433
Date	Mar 18, 2022
Instrument	7887433

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	May 6, 2021
Property Address	225 CIRCLE DR, TOWER LAKES, IL 60010-1058
Document Number	0007784783
Map Reference	DOC 499883
Instrument Date	Apr 26, 2021
Instrument	7784783
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1822 W FLETCHER ST, CHICAGO, IL 60657-2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Municipality	Tower Lakes Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,172 (+17.58%) Land $32,340 Building $113,832	$438,560 (+17.58%) Land $97,030 Building $341,530
2024	$10,975.00 (+30.95%)
2023	$8,381.00 (+1.64%)	$124,314 (+19.18%) Land $27,796 Building $96,518	$372,979 (+19.18%) Land $83,396 Building $289,583
2022	$8,246.00	$104,311 Land $31,446 Building $72,865	$312,964 Land $94,347 Building $218,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER LAKES serves 1,372 people · EPA ID IL0975010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures