225 Cherokee Dr, Fair Play, SC 29643 Property Records

Oconee County property record for 225 Cherokee Dr, Fair Play, SC 29643

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,616 sqft · built 1995
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Oct 2020)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-02-01-034`

Property Details

APN / Parcel Number

Primary APN	`335-02-01-034`
Alternative APN	`51637`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	7,616 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	179 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	51637
Old Parcel Number	335 02 01 034
Street Address	225 CHEROKEE DR
City	FAIR PLAY
State	SC
Zip	29643-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 CHEROKEE BAY PHASE I (1.154AC)
Legal Subdivision	CHEROKEE BAY PH I
Legal Phase	1
Legal Block	1
Legal Lot Number	1-2 2
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2028
Census Tract	30901

Owner

225 Cherokee Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	225 CHEROKEE DR, FAIR PLAY, SC 29643-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK
Oct 20, 2020	Grant Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Deed Document Number	6533
Deed Book / Page	2618 / 184
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	225 CHEROKEE DR, FAIR PLAY, SC 29643-2308
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CHEROKEE DR, FAIR PLAY, SC 29643-2308

Mortgage

Document Number	0000007319
Date	Nov 22, 2022
Book Page	4402/20
Instrument	7319

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	225 CHEROKEE DR, FAIR PLAY, SC 29643-2308
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011131
Date	Jan 13, 2022
Book Page	4275/236
Instrument	11131

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	ANDERSON, SC 29621

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 20, 2020
Property Address	225 CHEROKEE DR, FAIR PLAY, SC 29643-2308
Document Number	0026180184
Book / Page	002618 / 000184
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 CHEROKEE DR FAIR PLAY SC 296432308, FAIR PLAY, SC 29643-2308

Mortgage

Document Number	40400300
Date	Oct 20, 2020
Book Page	004040/000300

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 225 Cherokee Dr was $1,457.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00	$14,390 Land $1,560 Building $12,830	$359,740 Land $39,000 Building $320,740
2023		$14,390 Land $1,560 Building $12,830	$359,740 Land $39,000 Building $320,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Cherokee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Cherokee Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Dr

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