Kane County property record for 225 Charles St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,177 sqft · built 1950 |
| Lot Size | 0.304 acres (13,250 sqft) |
| Owner | Trust Name on File |
| Last Sale | $249,000 (Sep 2017) |
| Tax Bill | $18,456 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jan 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-287-001 |
| Primary APN | 12-04-287-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 2,354 sqft |
| 1st Floor Area | 1,177 sqft |
| Basement Area | 1,177 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 13,250 sqft (0.304 acres) |
| View / Lot | Corner |
| Parking Spaces | 1 Parking Space |
| Street Address | 225 CHARLES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 OF SANSONES 1ST ADD |
| Legal Subdivision | SANSONES 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 852607 |
225 Charles St is owner-occupied and held in a trust since May 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Intrafamily Transfer, Transfer |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| May 16, 2018 | Trustee's Deed, Construction Loan · Line of Credit WHEATON BK&TR |
| Sep 5, 2017 | Warranty Deed, Transfer · Line of Credit WHEATON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Prior Sale | May 3, 2001 · Amount on File |
| Deed Document Number | 201746500 |
| Last Transfer Date | May 20, 2021 |
| Transfer Doc | 0000041936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 1, 2021 |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Document Number | 0000041936 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021K041936 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003059 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 2019K003059 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028078 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019K028078 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | NAPERVILLE, IL 60565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009422 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020K009422 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Mar 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052579 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020K052579 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Index | 1-Month LIBOR |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2018 |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Instrument Date | May 15, 2018 |
| Instrument | 22604 |
| Transaction Type | Construction Loan |
| Record Updated | May 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 225 CHARLES ST GENEVA IL 601341131, GENEVA, IL 60134-1131 |
| Document Number | 0000022604 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 22604 |
| Name | WHEATON BK&TR |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 5, 2017 |
| Property Address | 225 CHARLES ST, GENEVA, IL 60134-1131 |
| Document Number | 0000046500 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 46500 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 507 WOODWARD AVE GENEVA IL 601341539, GENEVA, IL 60134-1539 |
| Document Number | 46501 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 46501 |
| Name | WHEATON BK&TR |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 225 Charles St was $18,456 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,456.00 Homeowner's exemption | $263,544 (+8.5%) Land $47,206 Building $216,338 | $790,948 (+8.5%) Land $141,675 Building $649,274 |
| 2024 | $242,898 Land $43,508 Building $199,390 | $728,986 Land $130,576 Building $598,409 | |
| 2022 | $14,248.00 (+3.55%) Homeowner's exemption | $201,652 (+3.86%) Land $36,752 Building $164,900 | $604,956 (+3.86%) Land $110,256 Building $494,700 |
| 2021 | $13,760.00 Homeowner's exemption | $194,157 Land $35,386 Building $158,771 | $582,471 Land $106,158 Building $476,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 225 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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