225 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 225 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,579 sqft · built 2021
Lot Size	0.39 acres (17,004 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Oct 2019)
Tax Bill	$35,742 (2023)
Deeds & Mortgages	Nov 2020 Construction Loan Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-109-002`

Property Details

APN / Parcel Number

Primary APN	`05-35-109-002`
Alternative APN	`05-35-109-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,579 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,004 sqft (0.39 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	225 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	INVERNESS
Legal Block	8
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1000
Census Tract	801300

Owner

225 Central Ave is owned and occupied by an individual who bought it in October 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	225 CENTRAL AVE, WILMETTE, IL 60091-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage CIBC BK USA
Oct 9, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 25, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	201955266
Prior Transfer Date	Aug 2, 2010
Prior Transfer Doc	0000056003
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Nov 17, 2020
Property Address	225 CENTRAL AVE, WILMETTE, IL 60091-1940
Document Number	2032006096
Instrument Date	Jul 1, 2020
Instrument	32006096
Transaction Type	Construction Loan
Record Updated	Dec 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 CENTRAL AVE WILMETTE IL 600911940, WILMETTE, IL 60091-1940

Mortgage

Document Number	2032006096
Date	Nov 17, 2020
Instrument	32006096

Lender

Name	CIBC BK USA
Address	7103 W 111TH ST, WORTH, IL 60482-1828

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2019
Property Address	225 CENTRAL AVE, WILMETTE, IL 60091-1940
Document Number	1928255266
Instrument Date	Sep 20, 2019
Instrument	28255266
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1100 W ADAMS CHICAGO IL 60611, CHICAGO, IL 60611

Mortgage

Document Number	1928255268
Date	Oct 9, 2019
Instrument	28255268

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Fixed Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 25, 2019
Property Address	225 CENTRAL AVE, WILMETTE, IL 60091-1940
Document Number	1911555175
Instrument Date	Mar 20, 2019
Instrument	11555175
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CENTRAL AVE WILMETTE IL 600911940, WILMETTE, IL 60091-1940

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,000 Land $55,263 Building $204,737	$2,600,000 Land $552,630 Building $2,047,370
2023	$35,742.00 (+5.65%)
2022	$33,829.00	$157,510 Land $46,761 Building $110,749	$1,575,100 Land $467,610 Building $1,107,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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