225 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 225 Center St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,396 sqft · built 1900
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on File
Last Sale	$165,000 (Mar 2021)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Jan 2023 Sale May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-183-04-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-183-04-002.000`
Alternative APN	`560000190760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
1st Floor Area	1,268 sqft
2nd Floor Area	1,128 sqft
Upper Floors Area	1,128 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 CENTER ST
City	FINDLAY
State	OH
Zip	45840-4828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CORYS ADD TO N FINDLAY LOT 1146
Legal Subdivision	CORYS ADD
Legal Lot Number	1146
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1001
Census Tract	800

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2940 TOWNSHIP ROAD 42, MOUNT CORY, OH 45868-9779
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY
May 10, 2021	Deed of Trust, Mortgage · Line of Credit WATERFORD BANK NA
Mar 1, 2021	Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Dec 20, 1991
Deed Document Number	20212382
Deed Book / Page	2579 / 1219
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 20, 2023
Property Address	225 CENTER ST, FINDLAY, OH 45840-4828
Document Number	02600/3051
Book / Page	2600 / 3051
Instrument Date	Jan 18, 2023
Instrument	202300000387
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 TOWNSHIP ROAD 42, MOUNT CORY, OH 45868-9779

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	225 CENTER ST, FINDLAY, OH 45840-4828
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2581/4877
Date	May 10, 2021
Book Page	2581/4877
Instrument	202100005420

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 1, 2021
Property Address	225 CENTER ST, FINDLAY, OH 45840-4828
Document Number	02579/1219
Book / Page	2579 / 1219
Instrument Date	Feb 26, 2021
Instrument	202100002382
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10595 TR 94, FINDLAY, OH 45840

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (+2.36%)	$48,280 (+18.83%) Land $6,270 Building $42,010	$137,940 (+18.82%) Land $17,910 Building $120,030
2023	$1,483.00	$40,630 Land $5,270 Building $35,360
2022			$116,090 Land $15,050 Building $101,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	308 (1981–2017)
Claims Outside the SFHA	7 of 308
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Electric, Defiance Holdings, HDER Link.

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