225 Cedar St, Yankton, SD 57078 Property Records

Yankton County property record for 225 Cedar St, Yankton, SD 57078

Property Summary

Property TypeBank, Financial Building
Details43,607 sqft · built 1963
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on File
Tax Bill$63,556 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN78.790.013.140

Property Details

APN / Parcel Number

Primary APN78.790.013.140

Interior

Stories4 Stories
Building Area43,607 sqft Total Area
Basement Area17,617 sqft
Unfinished Basement17,617 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Roof MaterialBuilt-Up Asphalt
Lot Area28,750 sqft (0.66 acres)
PorchSlab
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address225 CEDAR ST
CityYANKTON
StateSD
Zip57078-4333
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionN22 LT 13 & ALL LTS 14-16 & E100 LTS 17 & 18 BLK 13 TODDS ADDN
Legal SubdivisionTODDS ADDN
Legal Block13
Legal Lot Number13,17
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3026
Census Tract966100

Owner

225 Cedar St, a commercial property, is owned by a company.

Source: Yankton County records, as of October 1, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 156, YANKTON, SD 57078-0156
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST DAKOTA NATIONAL BANK
Oct 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address225 CEDAR ST, YANKTON, SD 57078-4333
Transaction TypeMortgage
Record UpdatedFeb 22, 2024
Title CompanyNOT AVAILABLE, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000571/358
DateOct 13, 2023
Book Page571/358
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
AddressYANKTON, SD 57078
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address225 CEDAR ST, YANKTON, SD 57078-4333
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyNOT AVAILABLE, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000571/358
DateOct 13, 2023
Book Page571/358
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
AddressYANKTON, SD 57078
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 225 Cedar St was $63,556.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,449,600 Land $110,100 Building $4,339,500$4,449,600 Land $110,100 Building $4,339,500
2025$63,556.00
2023$3,699,400 Land $100,100 Building $3,599,300
2022$70,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 225 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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