225 Cedar St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 225 Cedar St, Somerville, MA 02145

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 5.5 ba · 2,976 sqft · built 1900
Lot Size	0.138 acres (6,030 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Nov 2008)
Tax Bill	$14,255 (2026)
Deeds & Mortgages	Jul 2021 Refinance Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`33-H-30`

Property Details

APN / Parcel Number

Primary APN	`33-H-30`
Alternative APNs	`SOME M:33 B:H L:30` `13437180`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	4,592 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,030 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13437180
Street Address	225 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02145
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	UR
Legal Subdivision	BUILDING SOMERVILLE
Legal Block	H
Legal Lot Number	30
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	350300

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BANKS ST, SOMERVILLE, MA 02144-3104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2008 · Amount on Record
Deed Sale	Nov 26, 2008 · Amount on Record
Prior Sale	Nov 26, 2008
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	225 CEDAR ST, SOMERVILLE, MA 02145-3513
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078172-130
Date	Jul 2, 2021
Book Page	78172/130
Instrument	151256

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	225 CEDAR ST, SOMERVILLE, MA 02145-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76126-1
Date	Nov 9, 2020
Book Page	76126/1
Instrument	209251

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,255.00 (+5.43%)	$1,298,300 (+4.76%) Land $698,000 Building $600,300
2025	$13,521.00 (+3.71%)	$1,239,300 (-) Land $664,900 Building $574,400
2024	$13,037.00 (+3.25%)	$1,239,300 (+1.48%) Land $664,900 Building $574,400
2023	$12,627.00	$1,221,200 Land $664,900 Building $556,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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