225 Campbell Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 225 Campbell Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1990
Lot Size	1.68 acres (73,573 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2022)
Tax Bill	$8 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23D 1 29`

Property Details

APN / Parcel Number

Primary APN	`23D 1 29`
Alternative APN	`6128`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,573 sqft (1.68 acres)
Deck Area	24 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6128
Street Address	225 CAMPBELL RD
City	LANCASTER
State	VA
Zip	22503-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORBIN-LEWIS ESTATES 1.689 AC LR22/2000
Legal Subdivision	CORBIN-LEWIS ESTATES
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	30200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 CAMPBELL RD, LANCASTER, VA 22503-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 19, 2022	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Feb 6, 2014 · Amount on Record
Deed Document Number	20222000
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	May 15, 2026
Property Address	225 CAMPBELL RD, LANCASTER, VA 22503-2333
Document Number	0000000962
Instrument Date	May 8, 2026
Instrument	2026962
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000962,
Date	May 15, 2026
Instrument	2026962

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 19, 2022
Property Address	225 CAMPBELL RD, LANCASTER, VA 22503-2333
Document Number	0220002000
Instrument Date	Aug 12, 2022
Instrument	220002000
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CAMPBELL RD, LANCASTER, VA 22503-2333

Mortgage

Document Number	0220002001
Date	Aug 19, 2022
Instrument	220002001

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2037

Mortgage

Document Number	0220002002
Date	Aug 19, 2022
Instrument	220002002

Lender

Name	FARMERS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00 (-98.52%)	$153,700 (+78.93%) Land $17,100 Building $136,600	$153,700 (+78.93%) Land $17,100 Building $136,600
2023	$541.00	$85,900 Land $14,100 Building $71,800	$85,900 Land $14,100 Building $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN - LEWIS ESTATES private · serves 87 people · EPA ID VA4103225
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband.

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