Macon County property record for 225 Bowery Rd, Highlands, NC 28741 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 5,060 sqft Heated Area |
| Lot Size | 174,240 sqft (4 acres) |
| Garage | 768 sqft |
| Pool | 336 sqft |
| Tax Bill | $13,032.00 (2025) |
| Primary APN | 7540819896 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 13 Rooms |
| Building Area | 5,060 sqft Heated Area |
| 1st Floor | 3,242 sqft 1st Floor |
| Upper Floors | 1,818 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 768 sqft Garage |
| Pool Area | 336 sqft Pool |
|---|---|
| Total Buildings | 2 Total Buildings |
| Patio Area | 544 sqft Patio |
| Porch Area | 796 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 132388 |
|---|---|
| Street Address | 225 BOWERY RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8894 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ON 1604 |
| Jurisdiction | MACON NC |
| Minor Civil Division | HIGHLANDS |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 970502 |
Source: Macon County records · APN 7540819896
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 377 ROMINGER RD, BANNER ELK, NC 28604-8313 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Oct 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| May 22, 2018 | Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 225 BOWERY RD, HIGHLANDS, NC 28741-8894 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 225 BOWERY RD, HIGHLANDS, NC 28741-8894 |
| Document Number | 00X42/1013 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | X-42/1013 |
| Instrument | 2023008136 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | HIGHLANDS, NC 28741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 225 BOWERY RD, HIGHLANDS, NC 28741-8894 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M39/0589 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | M-39/0589 |
| Instrument | 2019006802 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 225 BOWERY RD, HIGHLANDS, NC 28741-8894 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | P38/0710 |
|---|---|
| Date | May 22, 2018 |
| Book Page | P-38/0710 |
| Instrument | 2018003428 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 09, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,339,430 (+9.87%) Land $975,000 Building $2,364,430 | $3,339,430 (+9.87%) Land $975,000 Building $2,364,430 | |
| 2025 | $13,032.00 (+0.1%) | $3,039,330 (+0.23%) Land $975,000 Building $2,064,330 | $3,039,330 (+0.23%) Land $975,000 Building $2,064,330 |
| 2023 | $13,019.00 | $3,032,330 Land $975,000 Building $2,057,330 | $3,032,330 Land $975,000 Building $2,057,330 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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