225 Big Bear Rd, Mosca, CO 81146 Property Records

Alamosa County property record for 225 Big Bear Rd, Mosca, CO 81146

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,753 sqft · built 2000
Lot Size	41 acres (1,789,009 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Nov 2002)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage + 3 more
APN	`514505326004`

Property Details

APN / Parcel Number

Primary APN	`514505326004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,753 sqft Living Area
Gross Area	5,100 sqft
1st Floor Area	2,924 sqft
Basement Area	983 sqft
Unfinished Basement	983 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Mixed
Roof Material	Metal
Lot Area	1,789,009 sqft (41 acres)
Garage Type	Detached
Parking Spaces	12 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	514505326004
Street Address	225 BIG BEAR RD
City	MOSCA
State	CO
Zip	81146-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZAPATA UNIT 4 TRACT 2 41.07AC M/L INCLUDING AN UNDIVIDED INTEREST IN COMMON PROPERTY PLAT REC #290423 11-6-98 QCD REC #379028
Legal Subdivision	ZAPATA
Legal Tract	2
Legal Unit	4
Jurisdiction	ALAMOSA CO
Township / Civil Division	MOSCA-HOOPER
Census Block Group	2
Census Block	2256
Census Tract	960000

Owner

Source: Alamosa County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage E HOME LOANS
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2022	Intrafamily Transfer, Transfer PUNCTUAL ABSTRACT CO INC
Dec 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2002 · Amount on Record
Deed Sale	Nov 16, 2002 · Amount on Record
Prior Sale	Oct 3, 1991
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000387143
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMOSA CO
Recording Date	Jun 29, 2026
Property Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Document Number	0000398367
Instrument Date	Jun 24, 2026
Instrument	2026398367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

Mortgage

Document Number	0000398367,
Date	Jun 29, 2026
Instrument	2026398367

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMOSA CO
Property Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

Mortgage

Document Number	0000396304
Date	Oct 20, 2025
Instrument	396304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMOSA CO
Recording Date	Dec 5, 2022
Property Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Document Number	0000387141
Map Reference	DOC 290423
Instrument Date	Nov 29, 2022
Instrument	387141
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

Mortgage

Document Number	0000387142
Date	Dec 5, 2022
Instrument	387142

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMOSA CO
Recording Date	Dec 5, 2022
Property Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Document Number	0000387143
Map Reference	DOC 290423
Instrument Date	Nov 29, 2022
Instrument	387143
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PUNCTUAL ABSTRACT CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BIG BEAR RD, MOSCA, CO 81146-9778

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMOSA CO
Recording Date	Dec 18, 2020
Property Address	225 BIG BEAR RD, MOSCA, CO 81146-9778
Document Number	379028
Map Reference	DOC 290423
Instrument Date	Dec 18, 2020
Instrument	379028
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Alamosa County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Alamosa County
Unified School District	Sangre de Cristo School District RE-22J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+27.36%)	$51,885 (+6.44%) Land $6,417 Building $45,468	$830,155 (+15.2%) Land $102,675 Building $727,480
2023	$2,606.00	$48,747 Land $6,946 Building $41,801
2022			$720,590 Land $102,675 Building $617,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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