225 Bayview Dr, Stumpy Point, NC 27978 Property Records

Dare County property record for 225 Bayview Dr, Stumpy Point, NC 27978

Property Summary

Property Type	Other
Lot Size	0.654 acres (28,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Dec 2021)
Tax Bill	$487 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`976211661149`

Property Details

APN / Parcel Number

Primary APN	`976211661149`
Alternative APN	`024044001`

Exterior

Lot Area	28,500 sqft (0.654 acres)
View / Lot	Waterfront
Deck Area	Deck Area

Location & Zoning

Account Number	976211661149
Street Address	225 BAYVIEW DR
City	STUMPY POINT
State	NC
Zip	27978
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	LOT: BLK: SEC: PL: SL:
Jurisdiction	DARE NC
Township / Civil Division	CROATAN
Census Block Group	1
Census Block	1191
Census Tract	970501

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 PETERSBURG CT, NEWPORT NEWS, VA 23606-1645
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	2021700110646
Deed Book / Page	2575 / 353
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 16, 2021
Property Address	225 BAYVIEW DR, STUMPY POINT, NC 27978-9662
Document Number	002575/353
Book / Page	2575 / 353
Instrument Date	Dec 16, 2021
Instrument	700110646
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 BAYVIEW DR, 228, STUMPY POINT, NC 27978-9662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 PETERSBURG CT, NEWPORT NEWS, VA 23606-1645

Mortgage

Document Number	0700110647
Date	Dec 16, 2021
Instrument	700110647

Lender

Name	BAYPORT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$487.00	$116,000 (-) Land $98,400 Building $17,600	$116,000 (-) Land $98,400 Building $17,600
2025	$487.00 (-7.94%)	$116,000 (+34.73%) Land $98,400 Building $17,600
2023	$529.00	$86,100 Land $86,100
2020			$116,000 Land $98,400 Building $17,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	264 (1985–2022)
Claims Outside the SFHA	3 of 264
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irene, Aug 2011 · 106 claims Hurricane Isabel, Sep 2003 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 99% of North Carolina
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE CO-STUMPY POINT WATER SYS serves 269 people · EPA ID NC6028002
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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