225 Ashley Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 225 Ashley Rd, Jefferson, NC 28640

Property Summary

Property TypeMobile Home
Details1,152 sqft · built 1985
Lot Size0.433 acres (18,861 sqft)
Owner2 Individual Names on Record
Tax Bill$299 (2026)
Deeds & MortgagesDec 2025 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09302-283-001

Property Details

APN / Parcel Number

Primary APN09302-283-001
Alternative APNs
  • 092977982974
  • 23694

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,152 sqft Heated Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMobile Home
Lot Area18,861 sqft (0.433 acres)

Location & Zoning

Account Number23694
Old Parcel Number09302283001
Street Address225 ASHLEY RD
CityJEFFERSON
StateNC
Zip28640-9541
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTRACT 1 (.433 A) OFF RT 1207 (DIRT) FROM ELMER PRI
Legal SubdivisionJEFFERSON WOODS SUBDIVISION
Legal Tract1
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1000
Census Tract970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 ASHLEY RD, JEFFERSON, NC 28640-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Closed-End Mortgage
SKYLINE NATIONAL BANK
Oct 10, 2022Deed of Trust, Mortgage · Closed-End Mortgage
SKYLINE NATIONAL BANK
Aug 3, 2022Deed of Trust, Mortgage · Closed-End Mortgage
SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address225 ASHLEY RD, JEFFERSON, NC 28640-9541
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ASHLEY RD, JEFFERSON, NC 28640-9541

Mortgage

Document Number00580/1352
DateDec 22, 2025
Book Page580/1352
Instrument5932
Lender
NameSKYLINE NATIONAL BANK
TypeBank
Address1055 MOUNT JEFFERSON RD, WEST JEFFERSON, NC 28694
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueDec 16, 2045

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address225 ASHLEY RD, JEFFERSON, NC 28640-9541
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ASHLEY RD, JEFFERSON, NC 28640-9541

Mortgage

Document Number00546/1715
DateOct 10, 2022
Book Page546/1715
Instrument5421
Lender
NameSKYLINE NATIONAL BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term238 Months
DueAug 8, 2042

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address225 ASHLEY RD, JEFFERSON, NC 28640-9541
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ASHLEY RD, JEFFERSON, NC 28640-9541

Mortgage

Document Number00544/1067
DateAug 3, 2022
Book Page544/1067
Instrument4153
Lender
NameSKYLINE NATIONAL BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueAug 8, 2042

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299.00 (-0.33%)$58,000 (-) Land $15,000 Building $43,000$58,000 (-) Land $15,000 Building $43,000
2025$300.00 (+6.38%)$58,000 (-) Land $15,000 Building $43,000$58,000 (-) Land $15,000 Building $43,000
2023$282.00 (-31.72%)$58,000 (+23.4%) Land $15,000 Building $43,000$58,000 (+23.4%) Land $15,000 Building $43,000
2022$413.00$47,000 Land $15,000 Building $32,000$47,000 Land $15,000 Building $32,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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