225 Areca Dr, Laredo, TX 78045 Property Records

Webb County property record for 225 Areca Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,635 sqft · built 2016
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$244,300 (Jan 2017)
Tax Bill$1,458 (2024)
Deeds & MortgagesMar 2021 Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN989-78005-080

Property Details

APN / Parcel Number

Primary APN989-78005-080
Alternative APN
  • 529320

Interior

Stories1 Story
Building Area1,635 sqft Living Area
Gross Area2,131 sqft
1st Floor Area1,635 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area243 sqft

Location & Zoning

Street Address225 ARECA DR
CityLAREDO
StateTX
Zip78045-6822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 5, LOT 8, PHASE 12
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase12
Legal Block5
Legal Lot Number8
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2008
Census Tract1727

Owner

Source: Webb County records · APN 989-78005-080

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 ARECA DR, LAREDO, TX 78045-6822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 13, 2021Gift Deed, Transfer
Jan 10, 2017Vendor's Lien, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2017 · Amount on Record
Deed SaleJan 10, 2017 · Amount on Record
Deed Document Number20171285732
Deed Book / Page4170 / 193
Last Transfer DateMay 04, 2021
Transfer Doc005064/775
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address225 ARECA DR, LAREDO, TX 78045-6822
Transaction TypeMortgage
Record UpdatedMar 01, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ARECA DR, LAREDO, TX 78045-6822

Mortgage

Document Number00004986/1
DateMar 26, 2021
Book Page4986/1
Instrument1423116
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeVA Mortgage
AmountAmount Recorded

July 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateJul 13, 2021
Property Address225 ARECA DR, LAREDO, TX 78045-6822
Document Number005064/775
Book / Page5064 / 775
Map ReferenceVOL 32 PG 46-47
Instrument DateMay 04, 2021
Instrument1435404
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ARECA DR, LAREDO, TX 78045-6822

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 10, 2017
Property Address225 ARECA DR, LAREDO, TX 78045-6822
Document Number004170/193
Book / Page4170 / 193
Map ReferenceVOL 32 PG 46&47
Instrument DateJan 04, 2017
Instrument1285732
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ARECA DR, LAREDO, TX 78045-6822

Mortgage

Document Number0001285733
DateJan 10, 2017
Instrument1285733
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$303,390 (+11.05%) Land $93,120 Building $210,270$303,390 (+11.05%) Land $93,120 Building $210,270
2024$1,458.00 (-9.38%)
2023$273,196 Land $80,700 Building $192,496$273,196 Land $80,700 Building $192,496
2022$1,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 149 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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