225 Ames Rd, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 225 Ames Rd, Hampden, MA 01036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 2007
Lot Size	3.34 acres (145,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2006)
Tax Bill	$7,190 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`29500`

Property Details

APN / Parcel Number

Primary APN	`29500`
Alternative APN	`HAMP M:0029 B:0050 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	4,466 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,490 sqft (3.34 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	29500
Street Address	225 AMES RD
City	HAMPDEN
State	MA
Zip	01036-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	50
Jurisdiction	HAMPDEN MA
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2001
Census Tract	813500

Owner

Source: Hampden County and Hampden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 AMES RD, HAMPDEN, MA 01036-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Deed Book / Page	15996 / 153
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	225 AMES RD, HAMPDEN, MA 01036-9110
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024222-143
Date	Nov 2, 2021
Book Page	24222/143
Instrument	78029

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	225 AMES RD, HAMPDEN, MA 01036-9110
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024222-131
Date	Nov 2, 2021
Book Page	24222/131
Instrument	78028

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Hampden Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,190.00 (+2.55%)	$476,500 (+6.43%) Land $105,000 Building $371,500	$472,864
2024	$7,011.00 (+2.16%)	$447,700 (+10.05%) Land $95,900 Building $351,800
2023	$6,863.00	$406,800 Land $95,900 Building $310,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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