225 Aipuni St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 225 Aipuni St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,984 sqft · built 1960
Lot Size	0.367 acres (16,000 sqft)
Owner	Trust Name on File
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-016-021`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-016-021`
Alternative APNs	`3-2-5-016-021-0000` `250160210000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,984 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,204 sqft
Upper Floors Area	1,640 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	200 sqft
Deck Area	800 sqft
Patio Area	800 sqft

Location & Zoning

Street Address	225 AIPUNI ST
City	HILO
State	HI
Zip	96720-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 32 16,000 SF DES POR GR 4828 KAUMANA RISE LOTS SUBJ/ESMTS
Legal Subdivision	KAUMANA RISE LOTS
Legal Lot Number	32
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3007
Census Tract	20802

Owner

225 Aipuni St is owner-occupied and held in a trust since February 1996.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	225 AIPUNI ST, HILO, HI 96720-1804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Intrafamily Transfer, Transfer
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 21, 1996
Transfer Doc	0000026623
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWAII HI
Recording Date	Jul 22, 2021
Property Address	225 AIPUNI ST, HILO, HI 96720-1804
Document Number	0A78730484
Instrument Date	Jul 19, 2021
Instrument	A-78730484
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	225 AIPUNI ST, HILO, HI 96720-1804

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	225 AIPUNI ST, HILO, HI 96720-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A71500323
Date	Jul 30, 2019
Instrument	A-71500323

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 225 Aipuni St was $1,169 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (+3%) Land $62,900 Building $325,300	$704,500 (+3.22%) Land $241,800 Building $462,700
2025	$1,169.00	$376,900 (+3.01%) Land $62,900 Building $314,000	$682,500 (+6.26%) Land $219,800 Building $462,700
2024		$365,900 (+3.01%) Land $62,900 Building $303,000	$642,300 (+8.28%) Land $200,100 Building $442,200
2023	$763.00 Homeowner's exemption	$355,200 Land $62,900 Building $292,300	$593,200 Land $181,900 Building $411,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Aipuni St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Aipuni St is moderate, ranking above 51% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 82% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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