225 Adams St, Lancaster, OH 43130 Property Records

Fairfield County property record for 225 Adams St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,542 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$5,061 (2024)
Deeds & Mortgages	Oct 2018 Loan Modification Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32118-800`

Property Details

APN / Parcel Number

Primary APN	`05-32118-800`
Alternative APN	`0206 01082`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	500 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 ADAMS ST
City	LANCASTER
State	OH
Zip	43130-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE REVISION LOT 111NM 112NM
Legal Subdivision	AVONDALE REVISION
Legal Lot Number	111
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1023
Census Tract	31500

Owner

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 ADAMS ST, LANCASTER, OH 43130-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 3, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008
Deed Sale	Dec 31, 2008
Prior Sale	Oct 31, 1995 · Amount on Record
Deed Document Number	200823066
Deed Book / Page	1506 / 2469
Prior Transfer Date	Jul 10, 1992
Prior Transfer Doc	0604000305
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAIRFIELD OH
Property Address	225 ADAMS ST, LANCASTER, OH 43130-1605
Document Number	0000021058
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 ADAMS ST LANCASTER OH 431301605, LANCASTER, OH 43130-1605

Mortgage

Document Number	0000021058
Date	Nov 15, 2018
Book Page	001779/003022
Instrument	21058

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate	4.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	225 ADAMS ST, LANCASTER, OH 43130-1605
Document Number	0000020044
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 ADAMS ST LANCASTER OH 431301605, LANCASTER, OH 43130-1605

Mortgage

Document Number	0000020044
Date	Nov 1, 2018
Book Page	001778/002508
Instrument	20044

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 24, 2017
Property Address	225 ADAMS ST, LANCASTER, OH 43130-1605
Document Number	0000019954
Book / Page	001750 / 003956
Instrument Date	Oct 6, 2017
Instrument	19954
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 ADAMS ST LANCASTER OH 431301605, LANCASTER, OH 43130-1605

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,250 (+23%) Land $12,080 Building $57,170	$197,840 (+23%) Land $34,500 Building $163,340
2024	$5,061.00 (+196.49%)
2023	$1,707.00 Homeowner's exemption	$56,300 (-) Land $7,570 Building $48,730
2022	Homeowner's exemption	$56,300 Land $7,570 Building $48,730	$160,850 Land $21,620 Building $139,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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