225 9th St, Tracy, MN 56175 Property Records

Lyon County property record for 225 9th St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1956
Lot Size	0.189 acres (8,260 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2019)
Tax Bill	$1,516 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-104312-1`

Property Details

APN / Parcel Number

Primary APN	`31-104312-1`

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,260 sqft (0.189 acres)

Location & Zoning

Street Address	225 9TH ST
City	TRACY
State	MN
Zip	56175-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 38 2ND RR PARSONAGE
Legal Subdivision	SECOND RAILWAY ADD
Legal Block	38
Legal Lot Number	6
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1021
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 9TH ST, TRACY, MN 56175-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ECONOMIC DEVELOPMENT AUTH
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK
May 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Deed Document Number	2019218450
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	225 9TH ST, TRACY, MN 56175-1017
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231291
Date	Mar 6, 2026
Instrument	231291

Lender

Name	ECONOMIC DEVELOPMENT AUTH
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	225 9TH ST, TRACY, MN 56175-1017
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020970
Date	Feb 11, 2026
Instrument	20970

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 2, 2031

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	May 22, 2019
Property Address	225 9TH ST, TRACY, MN 56175-1017
Document Number	0000218450
Instrument Date	May 22, 2019
Instrument	218450
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 9TH ST, TRACY, MN 56175-1017

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,516.00 (+26.12%)	$92,800 (+3.57%) Land $5,400 Building $87,400	$92,800 (+3.57%) Land $5,400 Building $87,400
2025		$89,600 (+22.74%) Land $5,400 Building $84,200	$89,600 (+22.74%) Land $5,400 Building $84,200
2023	$1,202.00	$73,000 Land $3,200 Building $69,800	$73,000 Land $3,200 Building $69,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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