225 9th St E, Unit 109, Saint Paul, MN 55101 Property Records

Ramsey County property record for 225 9th St E, Unit 109, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,374 sqft · built 1910
Lot Size	0.3 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2026)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-41-0049`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-41-0049`
Alternative APNs	`8477171` `532423`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	1,374 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,307 sqft (0.3 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	532423
Street Address	225 9TH ST E, 109
City	SAINT PAUL
State	MN
Zip	55101-2512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 582 9TH ST LOFTS UNIT NO.109
Legal Range	22
Legal Township	29
Legal Section	31
Legal Subdivision	CIC NO 582 9TH ST LOFTS
Legal Lot Number	109
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1005
Census Tract	34203

Owner

Source: Ramsey County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 9TH ST E, 109, SAINT PAUL, MN 55101-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Line of Credit TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 16, 2022	Warranty Deed, Transfer · Line of Credit GRANITE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	20262820916
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2026
Property Address	225 9TH ST E, 109, SAINT PAUL, MN 55101-2512
Document Number	0002820916
Instrument Date	Jul 8, 2026
Instrument	20262820916
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 9TH ST E, 109, SAINT PAUL, MN 55101-2512

Mortgage

Document Number	0002820917,
Date	Aug 3, 2026
Instrument	20262820917

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 27, 2023
Property Address	225 9TH ST E UNIT 109, 109, SAINT PAUL, MN 55101-2512
Document Number	0T02749968
Instrument Date	Feb 15, 2023
Instrument	T02749968
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 9TH ST E UNIT 109, 109, SAINT PAUL, MN 55101-2512

Mortgage

Document Number	0T02749969
Date	Feb 27, 2023
Instrument	T02749969

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 16, 2022
Property Address	225 9TH ST E UNIT 109, 109, SAINT PAUL, MN 55101-2512
Document Number	0T02746701
Instrument Date	Dec 1, 2022
Instrument	T02746701
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MINNETONKA BLVD STE 300, 300, MINNEAPOLIS, MN 55416-5708
Investor	Possibly a Property Investor

Mortgage

Document Number	0T02746702
Date	Dec 16, 2022
Instrument	T02746702

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,800 (-5.14%) Land $1,000 Building $297,800	$298,800 (-5.14%) Land $1,000 Building $297,800
2025	$5,050.00 (+6.59%) Homeowner's exemption	$315,000 (+3.01%) Land $1,000 Building $314,000	$315,000 (+3.01%) Land $1,000 Building $314,000
2024	$4,738.00 (+2.51%)
2023	$4,622.00 Homeowner's exemption	$305,800 Land $1,000 Building $304,800	$305,800 Land $1,000 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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