225 5th St SE, Harmony, MN 55939 Property Records

Fillmore County property record for 225 5th St SE, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,553 sqft · built 1915
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Apr 2023)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0043.020`

Property Details

APN / Parcel Number

Primary APN	`15.0043.020`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Building Area	1,553 sqft Heated Area
Gross Area	1,442 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1930
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	132 ft deep x 140 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 5TH ST SE
City	HARMONY
State	MN
Zip	55939-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-101 RANGE-10 HARMONY OUTLOTS LOT-002 THAT PT OL 2 NW1/4 SW1/4 BEG 753' S & 679' E NW COR NW1/4 SW1/4 TH E140' S13
Legal Range	10
Legal Township	101
Legal Section	14
Legal Subdivision	HARMONY OUTLOTS
Legal Lot Number	2
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3033
Census Tract	960500

Owner

225 5th St SE is owned and occupied by an individual who bought it in April 2023.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	225 5TH ST SE, HARMONY, MN 55939-6607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage F&M COMMUNITY BANK NA
Oct 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QRL FINANCIAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20231529643
Prior Transfer Date	Apr 12, 2011
Prior Transfer Doc	0000383918
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 2, 2023
Property Address	225 5TH ST SE, HARMONY, MN 55939-6607
Document Number	0000442239
Instrument Date	Apr 27, 2023
Instrument	442239
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 5TH ST SW, HARMONY, MN 55939-6687

Mortgage

Document Number	0000442240
Date	May 2, 2023
Instrument	442240

Lender

Name	F&M COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Oct 31, 2019
Property Address	225 5TH ST SE, HARMONY, MN 55939-6607
Document Number	0000424105
Instrument Date	Oct 23, 2019
Instrument	424105
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 5TH ST SE, HARMONY, MN 55939-6607

Mortgage

Document Number	0000424107
Date	Oct 31, 2019
Instrument	424107

Lender

Name	QRL FINANCIAL SVCS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 225 5th St SE was $2,178 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00 Homeowner's exemption	$174,700 (-6.83%) Land $38,800 Building $135,900	$174,700 (-6.83%) Land $38,800 Building $135,900
2025		$187,500 Land $38,800 Building $148,700	$187,500 Land $38,800 Building $148,700
2023		$148,600 Land $19,200 Building $129,400	$148,600 Land $19,200 Building $129,400
2020	$1,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 5th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 5th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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