225 5th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 225 5th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2024)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 128C 17A`

Property Details

APN / Parcel Number

Primary APN	`3A3 128C 17A`
Alternative APN	`22290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,696 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	133 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22290
Street Address	225 5TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 BK 28C DB 982 PG 441 R/S
Legal Block	28C
Legal Lot Number	17-18
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1044
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	33090 CONSTITUTION HWY, LOCUST GROVE, VA 22508-2712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB
Feb 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES COMMUNITY BANK
Aug 9, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage FIDELITY BANK MORTGAGE
Aug 9, 2018	Warranty Deed, Subdivision Related Transfer FOOTE TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	09820441
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 10, 2022
Property Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709
Document Number	0009580852
Instrument Date	Aug 4, 2022
Instrument	09580852
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	INTERSTATE TITLE, INTERSTATE TITLE & ESCR LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709

Mortgage

Document Number	0009580855
Date	Aug 10, 2022
Instrument	09580855

Lender

Name	INTERLINC MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009351315
Date	Sep 15, 2020
Instrument	09351315

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9040253
Date	Feb 6, 2018
Instrument	9040253

Lender

Name	PEOPLES COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 9, 2018
Property Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709
Document Number	0009100430
Instrument Date	Aug 7, 2018
Instrument	09100430
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	FOOTE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709

Mortgage

Document Number	0009100433
Date	Aug 9, 2018
Instrument	09100433

Lender

Name	FIDELITY BANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 9, 2018
Property Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709
Document Number	09100430
Instrument Date	Aug 7, 2018
Instrument	09100430
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	FOOTE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 5TH ST, COLONIAL BEACH, VA 22443-1709

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (+4.98%)	$241,100 (-) Land $39,200 Building $201,900	$241,100 (-) Land $39,200 Building $201,900
2023		$241,100 Land $39,200 Building $201,900	$241,100 Land $39,200 Building $201,900
2022	$964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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