New Hanover County property record for 225 2 Chopt Rd, Wilmington, NC 28405
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,881 sqft · built 1970 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Nov 2019) |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05007-014-016-000 |
| Primary APN | R05007-014-016-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,881 sqft Living Area |
| 1st Floor Area | 2,881 sqft |
| Basement Area | 1,575 sqft |
| Finished Basement | 1,575 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Low |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 400 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 225 2 CHOPT RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28405-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 12 BLK C SEC 3 GREEN MEADOWS |
| Legal Subdivision | GREEN MEADOW SEC 3 |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11701 |
225 2 Chopt Rd is owned and occupied by an individual who acquired it in May 2021.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 2 CHOPT RD, WILMINGTON, NC 28405-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional with PMI ON Q FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Prior Sale | Mar 1, 1980 |
| Deed Document Number | 201937664 |
| Deed Book / Page | 6263 / 869 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 00645100477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 225 2 CHOPT RD, WILMINGTON, NC 28405-3925 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00664801914 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 6648/1914 |
| Instrument | 2023016165 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 21, 2021 |
| Property Address | 225 2 CHOPT RD, WILMINGTON, NC 28405-3925 |
| Document Number | 00645100477 |
| Book / Page | 6451 / 477 |
| Map Reference | MB 6 PG 92 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021025525 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 2 CHOPT RD, WILMINGTON, NC 28405-3925 |
| Document Number | 2021025526 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021025526 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 225 2 CHOPT RD, WILMINGTON, NC 28405-3925 |
| Document Number | 0062630869 |
| Book / Page | 006263 / 000869 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 37664 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 2 CHOPT RD WILMINGTON NC 284053925, WILMINGTON, NC 28405-3925 |
| Document Number | 62630871 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 006263/000871 |
| Instrument | 37665 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 14, 2034 |
The 2025 property tax bill for 225 2 Chopt Rd was $3,382, up 68.6% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,800 (-) Land $189,000 Building $385,800 | $574,800 (-) Land $189,000 Building $385,800 | |
| 2025 | $3,382.00 (+68.59%) | $574,800 Land $189,000 Building $385,800 | $574,800 Land $189,000 Building $385,800 |
| 2024 | $2,006.00 (+1.36%) | ||
| 2023 | $1,979.00 (-0.6%) | $234,300 Land $134,300 Building $100,000 | $234,300 Land $134,300 Building $100,000 |
| 2022 | $1,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 2 Chopt Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 7 (1999–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 2 Chopt Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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