225 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 225 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1910
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Oct 2020)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Oct 2020 Sale Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44422-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44422-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Width	70 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	225 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 & N1/2 OF LOT 9 BLK 5 BENSENS RESUB BLK5 METZROTH'S SECTION 14 TOWNSHIP 124 RANGE 028 BENSENS RESUB BLK5 METZROTH'S
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	BENSENS RESUB BLK5 METZROTHS
Legal Block	5
Legal Lot Number	8-9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2024
Census Tract	301

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3747 N CLARK ST, 25, CHICAGO, IL 60613-4996
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Warranty Deed, Transfer
Apr 23, 2020	Warranty Deed, Transfer
Dec 12, 2019	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	20201582773
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 12, 2020
Property Address	225 15TH AVE S, SAINT CLOUD, MN 56301-4144
Document Number	00A1582773
Instrument Date	Sep 24, 2020
Instrument	A1582773
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3747 N CLARK ST APT 2S, 2S, CHICAGO, IL 60613-5158

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 23, 2020
Property Address	225 15TH AVE S, SAINT CLOUD, MN 56301-4144
Document Number	00A1567283
Instrument Date	Apr 16, 2020
Instrument	A1567283
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 DODGE AVE NW, ELK RIVER, MN 55330-1912

December 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 12, 2019
Property Address	225 15TH AVE S, SAINT CLOUD, MN 56301-4144
Document Number	00A1559038
Instrument Date	Nov 27, 2019
Instrument	A1559038
Transaction Type	Foreclosure
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+27.39%)	$179,900 (+5.76%) Land $30,000 Building $149,900	$179,900 (+5.76%) Land $30,000 Building $149,900
2025		$170,100 (+4.1%) Land $30,000 Building $140,100	$170,100 (+4.1%) Land $30,000 Building $140,100
2023	$1,986.00	$163,400 Land $30,000 Building $133,400	$163,400 Land $30,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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