225 13th St, Duluth, MN 55810 Property Records

St. Louis County property record for 225 13th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,268 sqft · built 2004
Lot Size	0.143 acres (6,245 sqft)
Owner	Individual Name on File
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0220-02040`

Property Details

APN / Parcel Number

Primary APN	`185-0220-02040`
Alternative APN	`949812`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,268 sqft Gross Area
1st Floor Area	1,268 sqft
Basement Area	924 sqft
Finished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,245 sqft (0.143 acres)
Garage Area	436 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	435 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	949812
Street Address	225 13TH ST
City	DULUTH
State	MN
Zip	55810-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 33 & 34 SERIAL #
Legal Subdivision	QUINNS ADD TO PROCTOR
Legal Block	7
Legal Lot Number	33-34
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1005
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0220-02040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 13TH ST, DULUTH, MN 55810-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 01, 2022
Transfer Doc	0001062375
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 12, 2022
Property Address	225 13TH ST, DULUTH, MN 55810-1254
Document Number	0001062375
Instrument Date	Aug 01, 2022
Instrument	1062375
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 13TH ST, PROCTOR, MN 55810-1254

Mortgage

Document Number	0001062376
Date	Oct 12, 2022
Instrument	1062376

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 05, 2037

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (+2.54%) Homeowner's exemption
2025	$4,178.00 (+8.41%) Homeowner's exemption	$315,400 (+0.54%) Land $13,300 Building $302,100	$315,400 (+0.54%) Land $13,300 Building $302,100
2024	$3,854.00	$313,700 (+30.22%) Land $13,700 Building $300,000	$313,700 (+30.22%) Land $13,700 Building $300,000
2022		$240,900 Land $10,400 Building $230,500	$240,900 Land $10,400 Building $230,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AirFiber Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 59 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690042, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Proctor serves 3,099 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.