22490 Mill St, Defiance, OH 43512 Property Records

Defiance County property record for 22490 Mill St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,440 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`I130015B03100`

Property Details

APN / Parcel Number

Primary APN	`I130015B03100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached - Unfinished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	22490 MILL ST
City	DEFIANCE
State	OH
Zip	43512-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUNERSBURG LOT 27 WH 66X132
Legal Subdivision	BRUNERSBURG
Legal Lot Number	27
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1010
Census Tract	958400

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 17, 2021	Deed of Trust, Mortgage MIDWEST COMMUNITY FCU
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY CU
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Dec 11, 2017	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Feb 21, 2018	Warranty Deed, Transfer · ARM MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022
Deed Sale	Oct 11, 2022
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	20224579
Deed Book / Page	452 / 1007
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Oct 11, 2022
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Document Number	00452/1007
Book / Page	452 / 1007
Map Reference	VOL 170 PG 106
Instrument Date	Oct 11, 2022
Instrument	202200004579
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22490 MILL ST, DEFIANCE, OH 43512-1276

Mortgage

Document Number	202200004580
Date	Oct 11, 2022
Instrument	202200004580

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	444/455
Date	Nov 17, 2021
Book Page	444/455
Instrument	202100006313

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Transaction Type	Mortgage
Record Updated	May 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22490 MILL ST, DEFIANCE, OH 43512-1276

Mortgage

Document Number	418/2827
Date	Apr 15, 2019
Book Page	418/2827
Instrument	201900001275

Lender

Name	MIDWEST COMMUNITY CU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	410/1673
Date	Mar 15, 2018
Book Page	410/1673
Instrument	201800001039

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/1878
Date	Dec 11, 2017
Book Page	408/1878
Instrument	201700005233

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 21, 2018
Property Address	22490 MILL ST, DEFIANCE, OH 43512-1276
Document Number	410/0338
Book / Page	410 / 0338
Map Reference	VOL 170 PG 106
Instrument Date	Feb 20, 2018
Instrument	201800000714
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22490 MILL ST, DEFIANCE, OH 43512-1276

Mortgage

Document Number	201800000715
Date	Feb 21, 2018
Instrument	201800000715

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 12, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00	$46,590 (-) Land $1,840 Building $44,750
2024	$1,635.00 (-1.39%)	$46,590 (-) Land $1,840 Building $44,750	$133,140 (+0.02%) Land $5,270 Building $127,870
2023	$1,658.00 (-4.88%)	$46,590 (+10.35%) Land $1,840 Building $44,750	$133,114 (+10.35%) Land $5,257 Building $127,857
2022	$1,743.00	$42,220 Land $1,800 Building $40,420
2020			$120,630 Land $5,150 Building $115,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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