2249 Watrous Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2249 Watrous Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,085 sqft · built 1973
Lot Size	0.265 acres (11,548 sqft)
Owner	2 Individual Names on File
Last Sale	$472,249 (Jul 2017)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9704-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9704-7`
Alternative APNs	`14-28-15-27252-000-1080` `281514272520001080` `152814272520001080` `R147669`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,085 sqft Living Area
Gross Area	4,655 sqft
1st Floor Area	3,085 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,548 sqft (0.265 acres)
Lot Dimensions	130 ft deep x 90 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	700 sqft
Deck Area	580 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147669
Street Address	2249 WATROUS DR
City	DUNEDIN
State	FL
Zip	34698-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ESTATES 3RD ADD LOT 108
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	FAIRWAY ESTATES 3RD ADD
Legal Tract	27252
Legal Lot Number	108
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1008
Census Tract	27106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Dunedin Isles Golf Club Golf Course listed 2014 · 1 contributing resources · NRIS 14000283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2249 Watrous Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 17, 2021	Intrafamily Transfer, Transfer ATTORNEY
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on File
Deed Sale	Jul 10, 2017 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2017211991
Deed Book / Page	19697 / 59
Last Transfer Date	Sep 14, 2021
Transfer Doc	0217210321
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268

Mortgage

Document Number	0219060383
Date	Jan 26, 2022
Book Page	21906/383
Instrument	2022026090

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 17, 2021
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Document Number	0217210321
Book / Page	21721 / 321
Map Reference	MB 47 PG 72
Instrument Date	Sep 14, 2021
Instrument	2021305878
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268

Mortgage

Document Number	0214912047
Date	Apr 19, 2021
Book Page	21491/2047
Instrument	2021127025

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210502269
Date	Jun 23, 2020
Book Page	21050/2269
Instrument	2020188915

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Document Number	0207171503
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 PINEHURST RD DUNEDIN FL 346983681, DUNEDIN, FL 34698-3681

Mortgage

Document Number	0207171503
Date	Oct 2, 2019
Book Page	020717/001503
Instrument	318392

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 10, 2017
Property Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268
Document Number	0196970059
Book / Page	19697 / 0059
Map Reference	MB47 PG72
Instrument Date	Jun 30, 2017
Instrument	2017211991
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	STAR TITLE PARTENRS OF PALM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,306.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19333 WEYMOUTH DRR, 19333, LAND O LAKES, FL 34638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 WATROUS DR, DUNEDIN, FL 34698-2268

Mortgage

Document Number	2017211992
Date	Jul 10, 2017
Instrument	2017211992

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$474,333	$986,676 Land $337,512 Building $649,164
2023	Homeowner's exemption Veteran's exemption	$447,539	$810,638 Land $281,375 Building $529,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2249 Watrous Dr in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	6 of 57
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2249 Watrous Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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