2249 Dorian Dr, Covington, KY 41011 Property Records

Kenton County property record for 2249 Dorian Dr, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1980
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,393 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-20-03-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-20-03-009.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Finished Area

Exterior

Year Built	Built 1980
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0552003009.00
Street Address	2249 DORIAN DR
City	COVINGTON
State	KY
Zip	41011-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STETTERS ADDN TO MONTE CASINO LOT 157 1ST ADDN
Legal Subdivision	STETTERS ADDN TO MONTE CASINO
Legal Phase	1ST
Legal Lot Number	157
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	65100

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 13, 2021	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
May 8, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1992
Deed Sale	Dec 1, 1992
Deed Document Number	0001088248
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 27, 2026
Property Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Document Number	0000010903
Book / Page	437 / 120
Instrument Date	May 1, 2026
Instrument	202610903
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 DORIAN DR, COVINGTON, KY 41011-4007

Mortgage

Document Number	0000010903,
Date	May 27, 2026
Book Page	437/120
Instrument	202610903

Lender

Name	KEMBA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 DORIAN DR, COVINGTON, KY 41011-4007

Mortgage

Document Number	0005900085
Date	Oct 31, 2025
Book Page	KCM 702/524
Instrument	25103105900085

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 DORIAN DR, COVINGTON, KY 41011-4007

Mortgage

Document Number	0005900204
Date	May 13, 2021
Book Page	215/287
Instrument	21051305900204

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Mar 10, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Document Number	0000000120
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2249 DORIAN DR COVINGTON KY 410114007, COVINGTON, KY 41011-4007

Mortgage

Document Number	0000000120
Date	Sep 29, 2020
Book Page	00M104/000127
Instrument	120

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2249 DORIAN DR, COVINGTON, KY 41011-4007
Document Number	0000000406
Book / Page	0C6159 / 000325
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2249 DORIAN DR COVINGTON KY 410114007, COVINGTON, KY 41011-4007

Mortgage

Document Number	0000000406
Date	May 16, 2017
Book Page	0C6159/000325
Instrument	406

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (-32.21%) Homeowner's exemption	$154,300 (-) Land $15,000 Building $139,300	$154,300 (-) Land $15,000 Building $139,300
2023	$2,055.00	$154,300 Land $15,000 Building $139,300	$154,300 Land $15,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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