Seminole County property record for 2249 Backwater Ct, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,120 sqft · built 1993 |
| Lot Size | 0.197 acres (8,582 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-32-501-0000-3060 |
| Primary APN | 19-21-32-501-0000-3060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 2,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,582 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 277 sqft |
| Patio Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2249 BACKWATER CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 306 RIVERSIDE AT TWIN RIVERS UNIT 2 PB 44 PGS 59 TO 64 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | RIVERSIDE AT TWIN RIVERS UN 2 |
| Legal Tract | 501 |
| Legal Lot Number | 306 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21203 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2249 BACKWATER CT, OVIEDO, FL 32766-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Oct 4, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 |
| Deed Sale | Oct 4, 2019 |
| Prior Sale | Sep 13, 1995 · Amount on Record |
| Deed Document Number | 2019108054 |
| Deed Book / Page | 9451 / 160 |
| Last Transfer Date | Oct 1, 2024 |
| Transfer Doc | 0107170995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2249 BACKWATER CT, OVIEDO, FL 32766-5036 |
| Document Number | 0097960668 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2249 BACKWATER CT OVIEDO FL 327665036, OVIEDO, FL 32766-5036 |
| Document Number | 0097960668 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 009796/000668 |
| Instrument | 148550 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 2249 BACKWATER CT, OVIEDO, FL 32766-5036 |
| Document Number | 0094510160 |
| Book / Page | 09451 / 0160 |
| Map Reference | MB 44 PG 59-64 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2019108054 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2249 BACKWATER CT, OVIEDO, FL 32766-5036 |
| Investor | Possibly a Property Investor |
| Document Number | 0009451163 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 09451/163 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2049 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 (+12.3%) | $209,475 (+5.99%) | $452,000 (+0.76%) Land $95,000 Building $357,000 |
| 2023 | $2,561.00 (+3.06%) Homeowner's exemption | $197,642 (+3%) | $448,588 (+6.94%) Land $109,000 Building $339,588 |
| 2022 | $2,485.00 Homeowner's exemption | $191,885 | $419,464 Land $83,000 Building $336,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 24 (1994–2024) |
| Claims Outside the SFHA | 19 of 24 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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