22488 Harvest Dr, Franklin, VA 23851 Property Records

Southampton County property record for 22488 Harvest Dr, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,394 sqft · built 2023
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2023)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`62C 1 43`

Property Details

APN / Parcel Number

Primary APN	`62C 1 43`
Alternative APN	`701300043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	2,079 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	701300043
Street Address	22488 HARVEST DR
City	FRANKLIN
State	VA
Zip	23851-3879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 43 BETHEL FARMS
Legal Subdivision	BETHEL FARMS
Legal Lot Number	43
Jurisdiction	SOUTHAMPTON VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2021
Census Tract	200401

Owner

22488 Harvest Dr is owned and occupied by an individual who bought it in May 2023.

Source: Southampton County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	22488 HARVEST DR, FRANKLIN, VA 23851-3879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BRONCO FEDERAL CREDIT UNION
Mar 8, 2021	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	20231156
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHAMPTON VA
Recording Date	May 30, 2023
Property Address	22488 HARVEST DR, FRANKLIN, VA 23851-3879
Document Number	0230001156
Instrument Date	May 23, 2023
Instrument	230001156
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 21, 2023
Title Company	NOT AVAILABLE, INSIGHT TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22488 HARVEST DR, FRANKLIN, VA 23851-3879

Mortgage

Document Number	0230001157
Date	May 30, 2023
Instrument	230001157

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SOUTHAMPTON VA
Recording Date	Mar 8, 2021
Property Address	22488 HARVEST DR, FRANKLIN, VA 23851-3879
Document Number	0210000677
Instrument Date	Mar 5, 2021
Instrument	210000677
Transaction Type	Construction Loan
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 TURNBERRY, SMITHFIELD, VA 23430-8517
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 22488 Harvest Dr was $2,955.

Source: Southampton County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Southampton County
Unified School District	Southampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,955.00	$416,200 Land $46,600 Building $369,600	$416,200 Land $46,600 Building $369,600
2023	$275.00	$31,000 Land $31,000	$31,000 Land $31,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22488 Harvest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22488 Harvest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTSWOOD private · serves 390 people · EPA ID VA3175650
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	15 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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