22483 Montebello Ct, Novi, MI 48375 Property Records

Oakland County property record for 22483 Montebello Ct, Novi, MI 48375

Property Summary

Property Type	Condominium
Details	4 ba · 4,137 sqft · built 2018
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$1,232,935 (Jan 2019)
Tax Bill	$17,441 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-27-453-006`

Property Details

APN / Parcel Number

Primary APN	`50-22-27-453-006`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,137 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	17,860 sqft (0.41 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22483 MONTEBELLO CT
City	NOVI
State	MI
Zip	48375-4191
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	T1N, R8E, SEC 27OAKLAND COUNTY CONDOMINIUM PLAN NO 2172MONTEBELLO ESTATES UNIT 6L 50223 P 342 1-4-17 FR 452-001
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	6
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	4
Census Block	4001
Census Tract	136300

Owner

22483 Montebello Ct, a condominium, is owned and occupied by two individuals who bought it in January 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENCE BANK
Jan 7, 2019	Warranty Deed, Transfer · ARM FLAGSTAR BANK FSB
May 10, 2018	Grant Deed, Mortgage · Line of Credit MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Deed Document Number	20193894
Deed Book / Page	52489 / 852
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061748
Date	Apr 19, 2019
Book Page	52752/00400
Instrument	61748

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.07%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191

Mortgage

Document Number	0000371028
Date	Apr 25, 2022
Book Page	57708/650
Instrument	371028

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	DETROIT, MI 48202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 7, 2019
Property Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191
Document Number	0000003894
Book / Page	52489 / 00852
Map Reference	LB 50223 PG 342
Instrument Date	Dec 13, 2018
Instrument	003894
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,603.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45380 W 10 MILE RD STE 135, 45380, NOVI, MI 48375-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22463 MONTEBELLO CT, NOVI, MI 48375-4191

Mortgage

Document Number	0000003895
Date	Jan 7, 2019
Instrument	003895

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.46%
Max Rate At Change	6.46%
Index	1-Year LIBOR
Max Rate	9.46%

Mortgage

Document Number	0000003895
Date	Jan 7, 2019
Book Page	52489/00853
Instrument	003895

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	May 10, 2018
Property Address	22483 MONTEBELLO CT, NOVI, MI 48375-4191
Book / Page	051800 / 000194
Instrument Date	Apr 30, 2018
Instrument	78742
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45380 W 10 MILE RD #135 NOVI MI 483753001, 135, NOVI, MI 48375-3001

Mortgage

Document Number	0000078742
Date	May 10, 2018
Book Page	051800/000194
Instrument	78742

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	310 LEONARD ST NW, GRAND RAPIDS, MI 49504-4224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22483 Montebello Ct was $17,441 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Northville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,441.00
2023	$18,302.00 (-0.49%) Homeowner's exemption	$529,080	$1,058,160
2022	$18,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22483 Montebello Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22483 Montebello Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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