22481 Ferdinand Dr, Salinas, CA 93908 Property Records

Monterey County property record for 22481 Ferdinand Dr, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1969
Lot Size	0.213 acres (9,291 sqft)
Owner	Trust Name on File
Last Sale	$740,000 (Dec 2017)
Tax Bill	$9,537 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`161-323-006-000`

Property Details

APN / Parcel Number

Primary APN	`161-323-006-000`
Alternative APN	`161-323-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,291 sqft (0.213 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	161-323-006
Street Address	22481 FERDINAND DR
City	SALINAS
State	CA
Zip	93908-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORO PARK ESTATES NO 2 TR 488 LOT 6 BLK 7
Legal Subdivision	TORO PARK
Legal Tract	488
Legal Block	7
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3010
Census Tract	14110

Owner

22481 Ferdinand Dr is owner-occupied and held in a trust since October 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 22, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on File
Deed Sale	Dec 22, 2017 · Amount on File
Deed Document Number	201770625
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000057565
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TIMIOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22481 FERDINAND DR, SALINAS, CA 93908-1107

Mortgage

Document Number	0000059609
Date	Sep 3, 2021
Instrument	2021059609

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042168
Date	Aug 19, 2020
Instrument	2020042168

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054620
Date	Nov 18, 2019
Instrument	2019054620

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 15, 2020
Property Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Document Number	0000057565
Instrument Date	Oct 9, 2020
Instrument	57565
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22481 FERDINAND DR SALINAS CA 939081107, SALINAS, CA 93908-1107

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 22, 2017
Property Address	22481 FERDINAND DR, SALINAS, CA 93908-1107
Document Number	0000070625
Map Reference	VOL8 PG52
Instrument Date	Dec 19, 2017
Instrument	2017070625
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22481 FERDINAND DR, SALINAS, CA 93908-1107

Mortgage

Document Number	0000070626
Date	Dec 22, 2017
Instrument	2017070626

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22481 Ferdinand Dr was $9,537 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,828 (+2%) Land $348,173 Building $510,655
2025	$9,537.00 Homeowner's exemption	$841,990 Land $341,347 Building $500,643
2023	$8,842.00 (-0.5%) Homeowner's exemption	$809,296 Land $328,093 Building $481,203
2022	$8,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22481 Ferdinand Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22481 Ferdinand Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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