2248 Willow Tree Trl, Clearwater, FL 33763 Property Records

Pinellas County property record for 2248 Willow Tree Trl, Clearwater, FL 33763 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1977
Lot Size	0.206 acres (9,004 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Mar 2020)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-761-8998-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-761-8998-4`
Alternative APNs	`31-28-16-98727-000-0770` `162831987270000770` `R342490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,580 sqft Heated Area
1st Floor Area	1,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,004 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	382 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R342490
Old Parcel Number	162831987270000770
Street Address	2248 WILLOW TREE TRL
City	CLEARWATER
State	FL
Zip	33763-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE OF COUNTRYSIDE UNIT 3 LOT 77
Legal Range	16
Legal Township	28
Legal Section	31
Legal Subdivision	WOODGATE OF COUNTRYSIDE UNIT 3
Legal Lot Number	77
Legal Unit	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	26911

Owner

Source: Pinellas County records · APN C62-000-761-8998-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Document Number	2020095421
Deed Book / Page	20932 / 1963
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551

Mortgage

Document Number	0222770458
Date	Nov 30, 2022
Book Page	22277/458
Instrument	2022343928

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551

Mortgage

Document Number	0222770469
Date	Nov 30, 2022
Book Page	22277/469
Instrument	2022343929

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 23, 2042

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 23, 2020
Property Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551
Document Number	0209321963
Book / Page	20932 / 1963
Map Reference	MB 72 PG 96&97
Instrument Date	Mar 20, 2020
Instrument	2020095421
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13449 MEADOW GOLF AVE, 13449, HUDSON, FL 34669-2959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 WILLOW TREE TRL, CLEARWATER, FL 33763-1551

Mortgage

Document Number	209321965
Date	Mar 23, 2020
Instrument	20932/1965

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (+7.39%) Homeowner's exemption	$316,384 (+5.99%)	$446,128 (+12.08%) Land $165,315 Building $280,813
2023	$4,938.00 (+2.9%) Homeowner's exemption	$298,512 (+3%)	$398,034 (+8.23%) Land $164,510 Building $233,524
2022	$4,799.00 Homeowner's exemption	$289,817	$367,775 Land $184,615 Building $183,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030269111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (1982–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 598 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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