2248 Oak St, Isle, MN 56342 Property Records

Mille Lacs County property record for 2248 Oak St, Isle, MN 56342

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Dec 2019)
Tax Bill	$554 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-011-0360`

Property Details

APN / Parcel Number

Primary APN	`20-011-0360`
Alternative APN	`080110500`

Interior

Building Area	924 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mobile Home
Lot Area	14,810 sqft (0.34 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	2248 OAK ST
City	ISLE
State	MN
Zip	56342-2644
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S 153 OF W 125 FT OF SE OF NE, EX S 33 FT, SEE 4/26/73 SKETCH 11 42 25 .34
Legal Range	25
Legal Township	42
Legal Section	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1029
Census Tract	970100

Owner

2248 Oak St, a mobile home, is owned and occupied by two individuals who bought it in December 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2248 OAK ST, ISLE, MN 56342-2644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BLAZE CREDIT UNION
Dec 31, 2019	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	2019415078
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	2248 OAK ST, ISLE, MN 56342-2644
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 OAK ST, ISLE, MN 56342-2644

Mortgage

Document Number	000A448122
Date	Sep 29, 2025
Instrument	A448122

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2030

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 31, 2019
Property Address	2248 OAK ST, ISLE, MN 56342-2644
Document Number	A415078
Instrument Date	Dec 27, 2019
Instrument	A415078
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$102.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2248 OAK ST, ISLE, MN 56342-2644

Tax Assessment & Valuation

The 2026 property tax bill for 2248 Oak St was $554.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$554.00	$55,900 (-2.61%) Land $39,400 Building $16,500	$55,900 (-2.61%) Land $39,400 Building $16,500
2025		$57,400 Land $39,400 Building $18,000	$57,400 Land $39,400 Building $18,000
2023	$500.00	$55,600 Land $36,700 Building $18,900	$55,600 Land $36,700 Building $18,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2248 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2248 Oak St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: T-Mobile.

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