Gloucester County property record for 2248 James Dr, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,048 sqft · built 2014 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,682 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20869 |
| Primary APN | 20869 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,998 sqft |
| Basement Area | 1,238 sqft |
| Finished Basement | 1,238 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 1,520 sqft |
| Porch | Slab |
| Patio Area | 260 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2248 JAMES DR |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HAYES YORK RIVER |
| Legal Subdivision | MULBERRY SD 50_MILLERS FARM SD |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
2248 James Dr is owner-occupied and held in a trust.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2248 JAMES DR, HAYES, VA 23072-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2248 JAMES DR, HAYES, VA 23072-3512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002312 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 210002312 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
The 2026 property tax bill for 2248 James Dr was $4,682, up 1.7% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,682.00 (+1.69%) | $803,080 (+7.1%) Land $310,370 Building $492,710 | $803,080 (+7.1%) Land $310,370 Building $492,710 |
| 2025 | $4,604.00 (+5.33%) | $749,860 (-) Land $248,710 Building $501,150 | $749,860 (-) Land $248,710 Building $501,150 |
| 2024 | $4,371.00 | $749,860 (-) Land $248,710 Building $501,150 | $749,860 (-) Land $248,710 Building $501,150 |
| 2023 | $4,371.00 (-2.41%) | $749,860 (+21.37%) Land $248,710 Building $501,150 | $749,860 (+21.37%) Land $248,710 Building $501,150 |
| 2022 | $4,479.00 | $617,850 Land $207,900 Building $409,950 | $617,850 Land $207,900 Building $409,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2248 James Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2248 James Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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