2248 James Cir, Lynden, WA 98264 Property Records

Whatcom County property record for 2248 James Cir, Lynden, WA 98264

Property Summary

Property Type	Duplex
Details	6 bd · 4.5 ba · 3,427 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$791,000 (Jan 2022)
Tax Bill	$5,903 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400316-229520-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-229520-0000`
Alternative APNs	`129112` `574729` `117022`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,427 sqft Living Area
Gross Area	4,595 sqft
1st Floor Area	3,427 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces
Patio Area	628 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	129112
Street Address	2248 JAMES CIR
City	LYNDEN
State	WA
Zip	98264-8503
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM3
Legal Description	HERITAGE PARK LOT 13
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	HERITAGE PARK
Legal Block	3
Legal Lot Number	13
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3005
Census Tract	10303

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE PACIFIC
Jan 28, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE PACIFIC
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Document Number	20223393
Last Transfer Date	Oct 24, 2023
Transfer Doc	0000001703
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 24, 2023
Property Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Document Number	0001001703
Map Reference	AF 960711180
Instrument Date	Oct 24, 2023
Instrument	2023-1001703
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 HANNEGAN RD, BELLINGHAM, WA 98226-9196

Mortgage

Document Number	0001002516
Date	Oct 28, 2022
Instrument	2022-1002516

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 28, 2022
Property Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Document Number	0000103393
Instrument Date	Jan 25, 2022
Instrument	2022-0103393
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,184.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 TEN MILE RD, EVERSON, WA 98247-9601

Mortgage

Document Number	0000103394
Date	Jan 28, 2022
Instrument	2022-0103394

Lender

Name	BANK OF THE PACIFIC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 8, 2019
Property Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Document Number	2191100986
Instrument Date	Sep 7, 2019
Instrument	1100986
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2248 JAMES CIR LYNDEN WA 982648503, LYNDEN, WA 98264-8503

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 8, 2019
Property Address	2248 JAMES CIR, LYNDEN, WA 98264-8503
Document Number	2191100987
Instrument Date	Sep 7, 2019
Instrument	1100987
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2248 JAMES CIR LYNDEN WA 982648503, LYNDEN, WA 98264-8503

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,903.00 (+7.02%)	$793,752 (+7.45%) Land $272,825 Building $520,927	$793,752 (+7.45%) Land $272,825 Building $520,927
2022		$738,705 Land $198,561 Building $540,144	$738,705 Land $198,561 Building $540,144
2021	$5,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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