2248 Indigo Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 2248 Indigo Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,973 sqft · built 1990
Lot Size	0.176 acres (7,651 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Apr 2019)
Tax Bill	$10,189 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-274-52-00`

Property Details

APN / Parcel Number

Primary APN	`517-274-52-00`
Alternative APN	`5172721300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,973 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mediterranean
Lot Area	7,651 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	5172721300
Street Address	2248 INDIGO DR
City	EL CAJON
State	CA
Zip	92019-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 52 UND INT IN LOTS 69-72&82&83&ALL OF TR 012423
Legal Subdivision	SAN DIEGO 4685-1
Legal Tract	012423
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	15406

Owner

2248 Indigo Dr is owned and occupied by two individuals who bought it in April 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2248 INDIGO DR, EL CAJON, CA 92019-3864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 5, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Jul 7, 1995 · Amount on File
Deed Document Number	2019123301
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	0000489317
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2248 INDIGO DR, EL CAJON, CA 92019-3864
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 INDIGO DR, EL CAJON, CA 92019-3864

Mortgage

Document Number	0000632921
Date	Oct 19, 2020
Instrument	2020-0632921

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2248 INDIGO DR, EL CAJON, CA 92019-3864
Document Number	0000068207
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2248 INDIGO DR EL CAJON CA 920193864, EL CAJON, CA 92019-3864

Mortgage

Document Number	0000068207
Date	Feb 10, 2020
Instrument	68207

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	2248 INDIGO DR, EL CAJON, CA 92019-3864
Document Number	0000123301
Map Reference	MAP 12423
Instrument Date	Mar 21, 2019
Instrument	2019-0123301
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2248 INDIGO DR, EL CAJON, CA 92019-3864

Mortgage

Document Number	0000123302
Date	Apr 5, 2019
Instrument	2019-0123302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	2248 INDIGO DR, EL CAJON, CA 92019-3864
Document Number	0000123300
Instrument Date	Mar 21, 2019
Instrument	123300
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4810 RUSHVILLE LN LA MESA CA 919414361, LA MESA, CA 91941-4361

Tax Assessment & Valuation

The 2025 property tax bill for 2248 Indigo Dr was $10,189 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$889,533 (+2%) Land $307,204 Building $582,329
2025	$10,189.00 Homeowner's exemption	$872,092 Land $301,181 Building $570,911
2023	$9,771.00 (+1.6%) Homeowner's exemption	$820,230 Land $289,487 Building $530,743
2022	$9,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2248 Indigo Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2248 Indigo Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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