Black Hawk County property record for 2248 Casper Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1978 |
| Lot Size | 0.19 acres (8,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2017) |
| Tax Bill | $3,846 (2025) |
| Deeds & Mortgages | May 2017 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-280-008 |
| Primary APN | 8913-33-280-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 400 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,260 sqft (0.19 acres) |
| Lot Dimensions | 118 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 128 sqft |
| Patio Area | 953 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2248 CASPER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONDS ADDITION LOT 12 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | BONDS ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1501 |
Source: Black Hawk County records · APN 8913-33-280-008
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2248 CASPER AVE, WATERLOO, IA 50701-3833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2017 | Deed of Trust, Mortgage · ARM COLLINS COMMUNITY CU |
| May 04, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage COLLINS COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2017 · Amount on Record |
| Deed Sale | May 04, 2017 · Amount on Record |
| Prior Sale | Sep 14, 2005 · Amount on Record |
| Deed Document Number | 201719261 |
| Prior Transfer Date | Jan 10, 2011 |
| Prior Transfer Doc | 2011014202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2248 CASPER AVE, WATERLOO, IA 50701-3833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700019262 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017-00019262 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 04, 2017 |
| Property Address | 2248 CASPER AVE, WATERLOO, IA 50701-3833 |
| Document Number | 201700019261 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017-00019261 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2248 CASPER AVE, WATERLOO, IA 50701-3833 |
| Document Number | 201700019263 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017-00019263 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2027 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,846.00 | $199,330 (+12.42%) Land $24,680 Building $174,650 | $199,330 (+12.42%) Land $24,680 Building $174,650 |
| 2024 | $3,846.00 (+11.61%) | ||
| 2023 | $177,310 (+13.02%) Land $24,680 Building $152,630 | $177,310 (+13.02%) Land $24,680 Building $152,630 | |
| 2022 | $3,446.00 | $156,880 Land $24,680 Building $132,200 | |
| 2021 | $156,880 Land $24,680 Building $132,200 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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