2247 Algiers St, Union, KY 41091 Property Records

Boone County property record for 2247 Algiers St, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2007
Lot Size	0.137 acres (5,999 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Oct 2018)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-06-229.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-06-229.00`
Alternative APN	`4902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Finished Area
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	5,999 sqft (0.137 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2247 ALGIERS ST
City	UNION
State	KY
Zip	41091-7449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 229 SEC 14 ORLEANS NORTH
Legal Subdivision	ORLEANS NORTH
Legal Lot Number	229
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2008
Census Tract	70318

Owner

2247 Algiers St is owned and occupied by two individuals who bought it in October 2018.

Source: Boone County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2247 ALGIERS ST, UNION, KY 41091-7449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 1, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	2018760841
Deed Book / Page	1116 / 60
Prior Transfer Date	Feb 15, 2012
Prior Transfer Doc	D1002/086
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2247 ALGIERS ST, UNION, KY 41091-7449
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4898/254
Date	Mar 2, 2026
Book Page	M4898/254
Instrument	1225215

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 1, 2018
Property Address	2247 ALGIERS ST, UNION, KY 41091-7449
Document Number	D1116/060
Book / Page	D1116 / 060
Map Reference	CAB 5 SL 307
Instrument Date	Sep 24, 2018
Instrument	760841
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 LIBERTY ST, 706, GHENT, KY 41045-8587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2247 ALGIERS ST, UNION, KY 41091-7449

Mortgage

Document Number	760842
Date	Oct 1, 2018
Instrument	760842

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 11, 2017
Property Address	2247 ALGIERS ST, UNION, KY 41091-7449
Document Number	D1097/660
Book / Page	D1097 / 660
Map Reference	CAB 5 SL 307
Instrument Date	Sep 29, 2017
Instrument	737123
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BRB TRUST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 OTTO LN, 611, BURLINGTON, KY 41005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2247 ALGIERS ST, UNION, KY 41091-7449

Mortgage

Document Number	737124
Date	Oct 11, 2017
Instrument	737124

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (-2.08%)	$206,000 (-) Land $30,000 Building $176,000
2024			$206,000 (-) Land $30,000 Building $176,000
2023	$2,017.00 (+16.66%)	$206,000 (+12.88%) Land $30,000 Building $176,000	$206,000 (+12.88%) Land $30,000 Building $176,000
2022	$1,729.00	$182,500 Land $35,000 Building $147,500	$182,500 Land $35,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2247 Algiers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2247 Algiers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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